Overview

The following Benefits are available to all employees in the UK in addition to our Global Benefits & Perks:  

• Medical
• Life Insurance
• Income Protection
• Pension 

Please review the related section for more information around each benefit. 

Medical

Camunda offers Private Medical Insurance (PMI) via AXA.

• Cover is provided for you and your dependents at no cost.
  • The cover is treated as a benefit in kind for tax purposes. Camunda pays the premiums on your behalf, but you will be taxed on the cost of these at your highest marginal rate of tax. For more information please see the following document: P11D Factsheet. 
• The effective date of medical cover depends on when the PMI form is returned to People Operations. Once we have the signed form we can backdate up to 30 days (although no earlier than the hire date). 

Key Coverages for Medical Plan:

The full plan summary can be found in BHS Handbook.

• No Excess (i.e., you don't pay towards any claims)
• Unlimited in-patient cover
• Unlimited out-patient cover
• Comprehensive cancer cover
• Dental cover of 80% up to 400 GBP per year for routine dental treatment
• Optical cover of 80% up to the cost for prescription glasses and contact lenses up to 200 GBP per year plus 25 GBP for an eye test
• Unlimited therapy cover (10 sessions and then if referred by GP, unlimited)
• Doctor@Hand: DoctorHand Flyer

Please note that cover is on a ‘Moratorium’ basis and does not cover pre-existing conditions.

Enrolling in Medical Cover

If you would like to enroll in medical cover or change your election, please fill out and return the Camunda PMI Election Form to People Operations. We will coordinate with BAS to update AXA. 

Medical Claims

For any questions relating to Medical Claims, please reach out to People Operations or review the following document: How to Claim Expenses Guide. 

Life Insurance

All employees are covered through Group Life Insurance (GLA) at 4x your base salary in the event of your death whilst working for Camunda Ltd.

• There is no enrollment needed to participate in the benefit and no cost to employees. 

Expression of Wishes Form

• As part of your onboarding in bob you will receive a task prompting you to complete your expression of wish nomination. 
  • The task is labelled "Please complete - Expression of Wish Nomination."
  • You will be promoted to complete the required information for the fields marked in Red.
• The signature date will auto complete when signed. Example below. 
• You are required to have at least 1 beneficiary and the form lists up to 5, however should you wish you have more please contact people-ops@camunda.com / #ask-people-team.
  • Please note that in all cases the percentage split should have a total of 100%. 
• Once you have completed this task it will automatically save in your benefits folder on bob under the documents tab. 
• If you have any questions or would at any point like to update your expression of wish form, please contact people-ops@camunda.com / #ask-people-team.

Income Protection

All employees are covered through Group Income Protection (GIP) for 60% of your base salary.

• This will protect you if you are unable to work due to accident, sickness or disability.
• The plan will pay out after 13 weeks continuous absence, and until this time you will be paid in accordance with your employment contract with Camunda.
• Once a claim is active, the benefit has a provision included to increase at a rate of 3% per annum.
• There is no enrollment needed to participate in the benefit and no cost to employees.

For more information on the plan, please see the following document: Camunda Group Income Protection Insurance

Pension 

Camunda offers Private Group Pension Scheme through Aviva with Salary Sacrifice (an opt out option is also available). Full Plan details can be found in: Camunda Pension Summary More information about Salary Sacrifice can be found in: Salary Sacrifice Information Packet. 

• The plan includes an automatic enrollment provision for new employees of 6% employer contribution, 5% employee contribution (contributions based on base salary).
• Aviva has access to over 200 funds with online account management.

What are the advantages of being in a workplace pension?

1. You have your own individual pension pot.
2. There’s a range of investment options for you to choose.
3. The Scheme is a tax efficient way to save, and your employer pays into the pot as well.
4. You can access your pot flexibly, at any time from age 55 and continue to pay contributions. This increases to 57 from 2028 unless your plan has a protected lower pension age. (Note: If you take more than your tax-free cash sum, this will trigger the money purchase annual allowance and could restrict the ability to make further pension contributions tax-efficiently).
5. Online account management and other resources to follow the progress of your savings.
6. Flexibility to take your pension fund with you if you change jobs.

Expression of Wishes Form

• As part of your onboarding in bob you will receive a task prompting you to complete your expression of wish nomination. 
  • The task is labelled "Please complete - Expression of Wish Nomination."
  • You will be promoted to complete the required information for the fields marked in Red.
• The signature date will auto complete when signed.
• You are required to have at least 1 beneficiary and the form lists up to 5, however should you wish you have more please contact people-ops@camunda.com / #ask-people-team.
  • Please note that in all cases the percentage split should have a total of 100%. 
• Once you have completed this task it will automatically save in your benefits folder on bob under the documents tab. 
• If you have any questions or would at any point like to update your expression of wish form, please contact people-ops@camunda.com / #ask-people-team.

Salary Sacrifice / Increasing your contributions:  

• Employee: Reach out to people-operations@camunda.com to request an increase to your contributions. 
• People Ops: Go on to the employee bob profile. 
  • Click Actions 
  • Manage docs 
  • Request Signature
  • Document template
    • Change of Member Contribution - Salary Exchange 
  • Save to folder 
    • Payroll
• Employee: Sign via bob.
• Once signed a ping will be sent to payroll to view the doc. 
• Payroll: Adjust contribution accordingly. 

Pension Opt Out

Once you have been enrolled in the company pension scheme you will receive a membership pack from Aviva. Should you wish to opt out of the pension scheme please follow the process as outlined in your enrolment letter.

Who are Benefit Administration Services, Ltd (BAS)?

For over 35 years, BAS has provided innovating and customized service and solutions to employers. From health and benefit management services to human resources and payroll administration, BAS improves productivity and outcomes using advanced technologies alongside excellent customer service. BAS does not provide financial counseling or advice to employees however they are available to answer questions. Please reach out to your People Operations team with your question and they will help you get in touch with the appropriate contact.