Remote.com Countries

France

Statutory

*All numbers based on Employee’s Gross Salary and demographics

• Contingency Fund
• Health Insurance Fund 
• Health Insurance (Mutuelle ou Complémentaire Santé): Cost shared by Employee and Employer at 50% (59.82 EUR/month, excluding VAT each)
• Price is the same regardless of dependents on the plan
• Mandatory unless the employee has a reason allowing them to opt-out
• Disability/Life insurance (Prévoyance)
• Contribution rate varies according to the salary in tranches
• Supplementary Pension Fund

Supplemental

• SafetyWing's Premium Medical Plan: 
• 100% covered by the employer and has a $0 deductible
• Includes Dental and $4,500 USD outpatient medical expense limit.

• Nomad Travel Insurance Plan:
• Global travel including USA: 
• 100% covered by employer
• Team member only cover 

Netherlands

Statutory

*All numbers based on Employee’s Gross Salary

• Heffing Zorgverzekeringswet (ZVW) Health Insurance (based on 92% of employee’s gross salary): 7.27%
• Premie WAO-basispr./Aof Basic premium (based on 92% of gross salary): 7.27%
• Premie Whk (gediff.) Differentiated Premium Work Resumption Fund (based on 92% of gross salary): 7.31%
• Premie AWf hoog Unemployment Insurance: 7.94%
• Annual Holiday Allowance: 8.0%

Supplemental

• SafetyWing's Premium Medical Plan: 
• 100% covered by the employer and has a $0 deductible
• Includes Dental and $4,500 USD outpatient medical expense limit.

• Nomad Travel Insurance Plan:
• Global travel including USA: 
• 100% covered by employer
• Team member only cover 

Australia

Statutory

*All numbers are based on the Employee’s Gross Salary

• Superannuation: 9.50%
• Workers’ Compensation: $680.00 AUD 
• Cost is variable depending on state & industry
• Medicare Levy Surcharge (MLS): 1.50% 

Supplemental

• SafetyWing's Premium Medical Plan: 
• 100% covered by the employer and has a $0 deductible
• Includes Dental and $4,500 USD outpatient medical expense limit.

• Nomad Travel Insurance Plan:
• Global travel including USA: 
• 100% covered by employer
• Team member only cover 

Spain

Statutory

*All numbers based on Employee’s Gross Salary

• Common Contingencies: 23.60%
• Unemployment: 5.50%
• Wage Guarantee Fund: 0.20%
• Vocational Education and Training: 0.60%

Supplemental

• SafetyWing's Premium Medical Plan: 
• 100% covered by the employer and has a $0 deductible
• Includes Dental and $4,500 USD outpatient medical expense limit.

• Nomad Travel Insurance Plan:
• Global travel including USA: 
• 100% covered by employer
• Team member only cover 

Portugal

Statutory

*All numbers based on Employee’s Gross Salary

• Social Security: 23.75%
• Compensation Fund: 1.0%
• Work Accident Insurance: 0.50%
• Work Medicine: €1.20

Supplemental

• Health Insurance by Tranquilidade:
• Health insurance is a required benefit provided by Tranquilidade. Vision and dental insurance are also included in this price.

• Life Insurance by Fidelidade: 
• Plan is "Plano Dinamico", which covers: 
• 1. death of the insurance holder ("Morte"); 
• 2. permanent and total disability ("Invalidez Total e Permanento"); and 
• 3. surgeries up to level 1 ("Capital para Cirurgias Nível I)

• Meal Card:
• The meal allowance (subsídio de alimentação). 
• Subsídio de alimentação without having to pay income tax on it: By card - limited to €7.63/day (excluding VAT)

Switzerland

Statutory

*All numbers based on Employee’s Gross Salary

• Unemployment Insurance: 1.1%
• Non-occupational Accident Insurance (estimate considers middle of range): 2.0%
• Occupational Accident Insurance (estimate considers middle of range): 1.0%
• Supplementary Unemployment Insurance: 0.5%
• Old Age, Survivors’, and Disability Insurance: 5.275%
• Family Compensation Fund: 1.7%
• Administrative Fees: 0.2%
• Pension Fund: 5.0%

Supplemental

• SafetyWing's Premium Medical Plan: 
• 100% covered by the employer and has a $0 deductible
• Includes Dental and $4,500 USD outpatient medical expense limit.

• Nomad Travel Insurance Plan:
• Global travel including USA: 
• 100% covered by employer
• Team member only cover 

Poland

Statutory

*All numbers based on Employee’s Gross Salary

• Pension Fund: 9.76%
• Disability Pension Fund: 6.5%
• Accident Fund (ranges from 0.67% to 3.33% depending on the activity of the employer and fixed by ZUS; midpoint is shown): 1.67%
• Employees’ Guaranteed Benefit Fund: 0.1%
• Labour Fund: 2.45%

Supplemental

• SafetyWing's Premium Medical Plan: 
• 100% covered by the employer and has a $0 deductible
• Includes Dental and $4,500 USD outpatient medical expense limit.

• Nomad Travel Insurance Plan:
• Global travel including USA: 
• 100% covered by employer
• Team member only cover 

Canada

Statutory

*All numbers are based on the Employee’s Gross Salary

• Canada Pension Plan: 5.25%
• Employment Insurance: 2.21%

Supplemental

• Canada Life Insurance Package:
• Includes health, dental, vision, and life insurance
• Nomad Travel Insurance Plan:
• Global travel including USA: 
• 100% covered by employer
• Team member only cover 

Ireland

Statutory

*All numbers based on Employee’s Gross Salary

• Personal Retirement Savings Account (PRSA) through Zurich: 11.05%

Supplemental

• Pension cash stipend of 10% of gross salary, PRSA available via Remote.com
• Irish Life 4D Health 2 Plan 
• Nomad Travel Insurance Plan:
• Global travel including USA
• 100% covered by employer
• Team member only cover 

New Zealand

Statutory

*All numbers based on Employee’s Gross Salary

• KiwiSaver Voluntary Savings Scheme: 3.0%
• Accident Compensation Cover (Working Safe Levy): 0.08%
• Accident Compensation Cover (Work Levy): Up to 2.19%

Supplemental

• Kiwi saver employer contribution of 9.5% of gross salary. 
• SafetyWing's Premium Medical Plan: 
• 100% covered by the employer and has a $0 deductible
• Includes Dental and $4,500 USD outpatient medical expense limit.

• Nomad Travel Insurance Plan:
• Global travel including USA
• 100% covered by employer
• Team member only cover 

India

Statutory

• Employee Provident Fund (EPF): 12.0%
• Gratuity/Social Security Contribution: ((15 x monthly salary x tenure in years) ÷ 26)
• Privilege Leave Encashment: Unused 15 days of ‘privilege’ leaves can be encashed per year

Supplemental

• SafetyWing's Premium Medical Plan: 
• 100% covered by the employer and has a $0 deductible
• Includes Dental and $4,500 USD outpatient medical expense limit.

• Nomad Travel Insurance Plan:
• Global travel including USA: 
• 100% covered by employer
• Team member only cover