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Global Camunda: Your World-Class Benefits

At Camunda we are a Remote workplace, where we put the emphasis on great talent and not where that talent is based. 

Below you will find a list of all the countries we are currently operating a PEO (professional employer organisation) service through our partner at Remote, as well as details on the statutory and supplemental benefits we offer in those locations. Camunda is able to select from a predetermined benefits package determined by Remote. We continuously assess competitiveness to market in our benefits offerings and this page will be updated as new benefits are reviewed/implemented. 

We are often finding amazing talent in new locations, and while we endeavor to keep this list up to date, please do get in touch if your location is not listed below.

If you have any questions please contact the below. 

we embrace global talent without geographical limitations. Our Total Rewards Philosophy guides how we invest in our people, and a core part of this is Providing Secure Foundations – offering competitive benefits for your holistic well-being. Through our partnership with Remote, an Employer of Record (EOR), we offer competitive benefits across multiple countries.

This page outlines the countries where we currently operate, detailing both statutory (legally required) and supplemental (Camunda-enhanced) benefits for each location. These packages, curated by Remote, are designed to be competitive and compliant, ensuring you have the support and peace of mind to thrive. We continuously assess and update our offerings to attract and retain top talent worldwide.

While we strive to keep this list current, we're often expanding.If your country isn't listed, please reach out – we're always exploring opportunities to support our diverse, distributed workforce.

These benefits are one important part of your overall Total Rewards at Camunda, aligned with our F.A.I.T.H. values.

Tip

How to use this page:

  • Candidates: Use the "Benefits at a Glance" table for a quick overview. Contact
  • Employees - Slack #ask-people-team
    • Candidates - Please reach out to
    • your People Connect Specialist or Recruiter for more
    information

    Australia

    Statutory Benefits

    • Superannuation: 10.5% of salary (subject to related maximums) is contributed as the Employer Contribution.
    • Workers Compensation Insurance: 1.29% of salary is contributed as the Employer Contribution. 

    Supplemental Benefits 

    An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Australia via Remote as part of our commitment to offer competitive benefits. 

    Austria

    Statutory Benefits

    • Pension: 12.55% of salary Employer contribution
    • Health Insurance: 3.78% of salary Employer contribution
    • Accident Insurance: 1.10% of salary Employer contribution
    • 13th & 14th Month Salaries: Additional 2 months salary each year, total of which is divided by 12 and paid in monthly salary

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Austria via Remote as part of our commitment to offer competitive benefits. 

    Belgium

    Statutory Benefits

    • Yearly Premium/ Bonus: €307.94
    • Eco-vouchers: €250
    • Personal Equipment Stipend: €40
    • 13th Month Salary: Additional 1 month salary each year, total of which is divided by 12 and paid in monthly salary
    • Work from Home Allowance: €40 

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Belgium via Remote as part of our commitment to offer competitive benefits. 

    Brazil

    Statutory Benefits

    • Meal Vouchers: 660 BRL per month Employer funded
    • Childcare Allowance: max of 260.40 BRL per month Employee funded
    • Profit Sharing: 300.50 BRL per year Employer funded
    • Disabled Child Aid: 130.20 BRL Employer funded
    • Annual CBA Salary increase: Guaranteed salary increase, negotiated every January
    • 13th Month Salary: Additional 1 month salary each year, total of which is divided by 12 and paid in monthly salary
    • Life Insurance: 186.60 BRL per year Employer funded
    • Dental Insurance: 390 BRL Employer funded
    • Severance Payment FGTS: 8% base salary Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Brazil via Remote as part of our commitment to offer competitive benefits. 

    Canada

    Statutory Benefits

    • Pension: 5.95% of salary Employer contribution
    • Employment Insurance: 2.282% of salary Employer contribution

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance. The plan selected by Camunda is the Basic Plan. We are supplementing an additional health plan in Canada via Remote as part of our commitment to offer competitive benefits and since this is a common practice in Canada for employers. 

    Camunda also offers a supplemental Retirement Plan (RRSP). The plan selected by Camunda is the Basic Plan which allows employees to contribute to a retirement plan, but does not include a company match. We will continue to evaluate market data for a potential additional matching contribution above the statutory requirement in the future.  

    Croatia

    Statutory Benefits

    • Health Insurance - 16.5% of salary Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Croatia via Remote as part of our commitment to offer competitive benefits. 

     

    Cyprus

    Statutory Benefits

    • National Health System: 2.90% of salary Employer funded 

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Cyprus via Remote as part of our commitment to offer competitive benefits. 

    Czech Republic

    Statutory Benefits

    • Pension: 21.5% of salary Employers contribution
    • Health Insurance: 9% of salary Employer funded
    • Health Checks: 1,644.96 CZK employer funded
    • Work from Home Allowance: 3,340 CZK employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Czech Republic via Remote as part of our commitment to offer competitive benefits. 

    France

    Statutory Benefits

    • Working from Home Allowance: €25 per month Employer funded
    • Hardship Allowance for Home Working: €25 per month Employer funded
    • Complementary Incapacity/ Invalidity/ Death Insurance (1): 1.5% of salary up to max of €3,421.60 per year Employer funded
    • Complementary Incapacity/ Invalidity/ Death Insurance (2): 1% salary contribution once the above limit has been reached
    • Health Insurance: 32.67% of salary Employer funded
    • Occupational Injury & Disease: 0.75% of salary employer funded
    • Pension (1): 8.55% of salary up to a max of 3,421.60 per year Employer funded
    • Pension (2): 1.9% of salary contribution once the above limit has been reached
    • Complimentary Pension (1): 6.22% of salary up to a max of 3,421.60 per year Employer funded
    • Complimentary Pension (2): 14.78% of salary contribution once the above limit has been reached

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in France via Remote as part of our commitment to offer competitive benefits. 

    Greece

    Statutory Benefits

    • Work from Home Allowance: €28 per month Employer funded
    • Main Pension: 13.33% of salary Employer funded
    • Supplementary Pension:3% of salary Employer funded
    • Healthcare: 4.55% of salary Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Greece via Remote as part of our commitment to offer competitive benefits. 

    Hungary

    Statutory Benefits

    • Annual Health checks: €75 Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Hungary via Remote as part of our commitment to offer competitive benefits. 

    India

    Statutory Benefits

    • Employer Provident Fund: 12%  Employer contribution
    • Provident Fund Admin charges: 0.5% of salary Employer funded
    • EDLI Charges: 75 INR per month Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in India via Remote as part of our commitment to offer competitive benefits. 

     

    Ireland

    Statutory Benefits

    • Pension Scheme: Optional scheme for employees must be offered, however no legal set contribution rates.
    • Sick Pay: Minimum 3 days paid sick leave paid at max of €110 per day

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local, which included both Dental and Vision cover. We are supplementing an additional health plan in Ireland via Remote as part of our commitment to offer competitive benefits. 

    We also offer Pension Allowance at 10% of base salary, and Group Life & Income Protection. 

    Italy

    Statutory Benefits

    • Health Insurance: Based on seniority. Employer funded;
    1. Level 1 - 7: €120
    2. Level Quadro: €350
    3. Level Dirigente: €1,092
    • Annual Health checks: €109 Employer funded
    • 13th & 14th Month Salaries: Additional 2 months salary each year, total of which is divided by 12 and paid in monthly salary

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Italy via Remote as part of our commitment to offer competitive benefits. 

    Netherlands

    Statutory Benefits

    • Health Insurance: 6.68% of base salary Employer funded
    • Holiday Bonus: 8% of salary per year
    • Disability Insurance: 5.82% of base salary Employer funded
    • Long Term Sickness: €29 per month Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Netherlands via Remote as part of our commitment to offer competitive benefits. 

    In addition we also offer an enhanced Pension contribution of up to 15% of base salary.

    New Zealand

    Statutory Benefits

    • Superannuation Fund: 3% Employer contribution
    • Accident Compensation Cover (working safer): 0.08% Employer funded
    • Accident Compensation Cover (Work Levy): 1% Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in New Zealand via Remote as part of our commitment to offer competitive benefits. 

     

    Philippines

    Statutory Benefits

    • Health Insurance: 150PHP to 900PHP  
    • Home Development Mutual Fund: 2% Employer funded
    • Laundry Allowance: 300PHP per month Employer funded
    • Meal Allowance: 2,948PHP per month Employer funded
    • Provident Fund (pension): 1.71% of base salary per month up to max of 24,750PHP Employer funded
    • Rice Subsidy: 2,000PHP per month Employer funded 
    • 13th Month Salary: Additional 1 month salary each year, total of which is divided by 12 and paid in monthly salary

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Philippines via Remote as part of our commitment to offer competitive benefits. 

    Poland

    Statutory Benefits

    • PPK Pension: 2% Employer contribution
    • Retirement Insurance: 9.76% of base salary per month Employer funded
    • Pension Insurance: 6.5% Employer funded
    • Guaranteed Employee Benefits Fund: 0.1% Employer funded
    • Accident Insurance: 0.67% Employer funded
    • Mandatory Health check: 219PLN per year Employer funded
    • Labour Fund: 2.45% of base pay per month Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Poland via Remote as part of our commitment to offer competitive benefits. 

    Portugal

    Statutory Benefits

    • Work Accidents Insurance: 1.75% of base pay per month Employer funded
    • Mandatory Health check: €30 per year Employer funded
    • Work from Home Allowance: €50 per month Employer funded
    • Work Medicine: €1.20 per month Employer Funded 

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Portugal via Remote as part of our commitment to offer competitive benefits. 

    In addition to the above we also offer a Meal Card subsidy of 7.63 euros per month.

    Romania

    Statutory Benefits

    • Pension: 25% Employee contribution
    • Health Insurance: 10% Employee funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Romania via Remote as part of our commitment to offer competitive benefits. 

    Spain

    Statutory Benefits

    • Occupational accident & Professional Disease: 1.65% Employer funded

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Spain via Remote as part of our commitment to offer competitive benefits. 

    Switzerland

    Statutory Benefits

    • Accident/ Life Insurance: 0.5% Employer funded
    • OASI (pension): 5.3% of base salary per month Employer funded
    • OASI Admin: 0.03% of base salary per month Employer funded
    • Daily Sickness Allowance: 0.41% to 0.673% age and gender dependent Employer funded
    • Additional Pension:            
    Age % contribution of Pensionable pay25-34 7%35-4410%45-5415%55-65*18%

    *contributions for women cease at 64

    Supplemental Benefits

    An extensive summary of all all specific benefits coverage can be found via the Remote benefits page.

    We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. We are supplementing an additional health plan in Switzerland via Remote as part of our commitment to offer competitive benefits. 

    Turkey 

    no EOR service here yet. Details to follow 

    Statutory Benefits

    TBC

    Supplemental Benefits

    TBC

    • .
    • Camundi: Use the table or jump to your "Country Details" section for specifics and enrollment info.
    • Talent Acquisition: If a candidate's country isn't listed, please tag Wesley Hattingh in #people-team-confidential.
    Note

    If you have any questions related to using/accessing your benefits please consider the support mechanisms below:

    • Employees:
      • Self-serve by referring to the resources described here- "Where Can I see my benefits?"
      • Reach out to a human at Remote- they are your first line of support and can be emailed using help@remote.com, or by using the live chat feature in the Remote app (IOS | Android)
      • The TR team is always there for extra support, because your experience is important to us! ; If the support team is unable to resolve your query satisfactorily, or if there is a delay, please message in #ask-people-team in Slack and tag Wesley Hattingh for escalation.
    • Candidates:
      • Please reach out to your People Operations or your Talent Acquisition Partner for more information

    Note: Talent Acquisition: If a country is not listed here, please tag Wesley Hattingh in #people-team-confidential to review, providing a summary of where the candidate is at in the hiring process.

    Benefits at a Glance

    This table provides a high-level overview of the supplemental benefits we proudly offer, designed to provide secure foundations. Note: "Statutory" under Pension Highlight means the primary plan is the legally required one; details are in the country section. All benefits are subject to local availability and specific plan terms

    CountryHealth InsuranceLife Insurance Pension Key AllowancesMore Details
    Albania flag: Albania Allianz Premium$100k Allianz, ComprehensiveStatutory---Albania
    Australia 🇦🇺Allianz Premium + BUPA Option$100k Allianz, Comprehensive11.5% Superannuation (12% from 1 July 25)---Australia(AU)
    Austria 🇦🇹Allianz Premium$100k Allianz, ComprehensiveStatutory€25 WFHAustria(AT)
    Belgium 🇧🇪Allianz Premium$100k Allianz, Comprehensive13th Month, Statutory€40 WFH, VouchersBelgium(BE)
    Brazil 🇧🇷SulAmérica PremiumLife Insurance- 12 x salary via healthcare13th Month, StatutoryMeal (660 BRL), Grocery (149 BRL)Brazil(BR)
    Bulgaria 🇧🇬Allianz Premium$100k Allianz, Comprehensive

    		Bulgaria(BG)
    Canada 🇨🇦Canada Life (Std)1x Salary via healthcare3% Match RRSP---Canada(CA)
    Croatia 🇭🇷Allianz Premium$100k Allianz, ComprehensiveStatutory---Croatia(HR)
    Cyprus 🇨🇾Allianz Premium$100k Allianz, ComprehensiveStatutory---Cyprus(CY)
    Czech Rep 🇨🇿Allianz Premium$100k Allianz, ComprehensiveStatutoryWFH (3300 CZK)CzechRepublic(CZ)
    Denmark 🇩🇰Allianz Premium$100k Allianz, Comprehensive8% Emp / 4% EeHoliday Bonus (1%)Denmark(DK)
    Egypt 🇪🇬Allianz Premium$100k Allianz, ComprehensiveStatutory---Egypt(EG)
    Estonia 🇪🇪Allianz Premium$100k Allianz, ComprehensiveStatutory---Estonia(EE)
    Finland 🇫🇮Allianz Premium$100k Allianz, ComprehensiveStatutoryHoliday Pay (5%)Finland(FI)
    France 🇫🇷Alan (50/50 Share)---Statutory€50 WFH/Hardship, Phone (€75)France(FR)
    Greece 🇬🇷Allianz Premium$100k Allianz, ComprehensiveStatutory€28 WFHGreece(GR)
    Hungary 🇭🇺Allianz Premium$100k Allianz, ComprehensiveStatutory---Hungary(HU)
    India 🇮🇳ICICI Lombard (Plum)

    ₹5,000,000 Sum Insured via Plum

    		StatutoryMeal Vouchers (2200 INR)India(IN)
    Ireland 🇮🇪Irish Life (Guide 3 plan)€100 Allowance10% Employer Total (Top-Up Plan (5% Tier):) €250 Health Opt-out if health plan is not chosenIreland(IE)
    Italy 🇮🇹Allianz Premium$100k Allianz, Comprehensive13/14th Month, TFR€50 WFHItaly(IT)
    Malta 🇲🇹Allianz Premium$100k Allianz, ComprehensiveStatutoryGov Bonus (3x/yr)Malta(MT)
    Netherlands 🇳🇱Allianz Premium---Occupational Scheme8% Holiday PayNetherlands(NL)
    New Zealand 🇳🇿Allianz Premium$100k Allianz, Comprehensive3% KiwiSaver---NewZealand(NZ)
    Nigeria 🇳🇬Allianz Premium$100k Allianz, ComprehensiveStatutory---Nigeria(NG)
    Philippines 🇵🇭Allianz Premium$100k Allianz, Comprehensive13th Month, SSSMeal/Rice/LaundryPhilippines(PH)
    Poland 🇵🇱Allianz Premium$100k Allianz, Comprehensive1.5% PPKPLN 100 WFHPoland(PL)
    Portugal 🇵🇹AdvanceCare/Tranquilidade$100k Allianz, ComprehensiveStatutory€50 WFH, Meal Card (€7.63/day)Portugal(PT)
    Romania 🇷🇴Allianz Premium$100k Allianz, ComprehensiveStatutory---Romania(RO)
    Serbia 🇷🇸Allianz Premium$100k Allianz, ComprehensiveStatutoryMeal (1k RSD), WFH (5.8k RSD)Serbia(RS)
    Spain 🇪🇸Allianz Premium$100k Allianz, ComprehensiveStatutory€17 WFHSpain(ES)
    South Africa 🇿🇦Discovery Priority4x Salary via Discovery5% Match (5% Employee is mandatory)Dependent Allowance (R4557)SouthAfrica(ZA)
    Sweden 🇸🇪Allianz PremiumBliwa LifeStatutoryHoliday AllowanceSweden(SE)
    Switzerland 🇨🇭Full Local (Premium)StatutoryAge-based Pension---Switzerland(CH)
    Thailand 🇹🇭Allianz Premium$100k Allianz, ComprehensiveStatutory---Thailand(TH)
    Turkey 🇹🇷Allianz Premium$100k Allianz, ComprehensiveStatutory---Turkey(TR)
    UAE 🇦🇪Allianz Premium---GPSSA (Nationals)---UnitedArabEmirates(AE)
    Expand
    titleHow to Use Your Allianz Benefits

    How to Use Your Allianz Benefits

    1. Enrollment:
    2. Adding Dependents:
      • Log into your ThanksBen account
      • Go to the Allianz benefit tile in the "Benefits" tab
      • Scroll to "Cover Your Family" section
      • Add partner and/or children's information
      • Select number of family members to include
      • Review additional cost and click "Save & Exit"
      • You have 30 days from your start date to add dependents
    3. Opting Out:
      • You can opt out through the ThanksBen platform
      • Click the "Opt Out" button on the Allianz benefit tile
      • Note: If you opt out, you can only opt back in at the next renewal in May
    4. Viewing Your Coverage:
      • Log into your ThanksBen account
      • Go to the "Benefits" tab for policy documentation and information
    5. Using Your Insurance:
      • After enrollment, you'll receive a welcome email from Allianz with your policy number
      • Use this number to log into the Allianz platform or MyHealth app
      • You can claim treatments retroactively to your start date

    Note: While Allianz enrollment confirmation may take 4-8 weeks, your coverage is effective from your start date.

    Our Global Standards & How to Access Your Benefits

    To provide robust support and peace of mind, we offer these enhanced supplemental benefits as our Global Standards in many locations. These programs are designed to offer security and support your holistic well-being, reflecting our commitment to you:

    1. Allianz Premium Health Insurance:

    • What: Our cornerstone global health plan, designed to provide comprehensive support for a wide range of medical needs, giving you peace of mind. It aims to ensure you can access quality care when and where you need it.
    • Key Coverage Areas: This robust plan typically includes:
      • In-patient and day-care treatment (hospital stays, surgeries).
      • Out-patient treatment (doctor visits, diagnostic tests, prescription drugs).
      • Preventive services (health screenings, vaccinations).
      • Mental health treatment.
      • Alternative and complementary therapies (like chiropractic).
      • Maternity and newborn care.
      • Emergency treatment outside your primary coverage area.
    • Flexibility: You have the freedom to receive treatment from any licensed medical provider worldwide; you are not restricted to a specific network.
    • Details: Always refer to your specific Table of Benefits (available via ThanksBen or Allianz) for full details on coverage limits, cost-shares, and specific inclusions/exclusions in your country.

    2. Allianz Comprehensive Life Insurance (New for 2025):

    • What: A significant enhancement to our benefits, designed to provide a strong layer of financial security for you and your designated beneficiaries in the event of unforeseen circumstances. This benefit is fully company-paid.
    • Coverage Amount: Provides $100,000 USD in coverage.
    • Protection Includes: This is a multi-faceted plan covering:
      • Life Insurance: Provides a lump sum payment to your beneficiaries upon death.
      • Accidental Death & Dismemberment (AD&D): Offers additional financial protection in case of death or serious injury resulting from an accident.
      • Permanent Disability Protection: Provides support if you become permanently unable to work due to disability.
    • Where: Available in many countries (refer to the "Benefits at a Glance" table for your specific location).

    Accessing Your Benefits: Getting Started

    We want your benefits to be easy to understand and engage with. Here’s how to access them:

    A. Accessing Global Standards (Allianz Plans):

    Enrollment and management for Allianz Health typically happen via:

    • ThanksBen (https://www.google.com/search?q=remote-global.thanksben.com): You'll receive an invitation email from hello@thanksben.com. Use this platform to enroll, select benefits, and add dependents (within 30 days). (Life insurance enrollment processes will be confirmed closer to the Jan 1, 2025, effective date).
    • Allianz MyHealth App / Portal: Once enrolled, use their app/portal for Health claims, finding providers, and managing your plan. You can submit claims for reimbursement or contact Allianz for pre-approval on high-cost treatments.

    B. Accessing Local Solutions:

    In these countries, we partner with local providers. Access these plans via their platforms (enrollment details provided upon hiring):

    Need Help? If you haven't received enrollment info, contact help@remote.com for clear guidance.

    Country Details

    Expand
    titleAustralia

    Australia (AU)

    • Statutory Snapshot:
      • Superannuation: 11.5% (rising to 12% by July 2025) Employer contribution.
      • Workers Comp: Varies (VIC: 3.04%, NSW: 0.7%, NT: 1.27% ).
    • Supplemental Highlights:
      • Health: Allianz Premium (See Global Standards) + optional BUPA.
      • Life: $100k Allianz (See Global Standards).
    • Full Details: [https://remote.com/benefits-guide/australia]
    Expand
    titleAlbania

    Albania

    Expand
    titleAustria

    Austria (AT)

    • Statutory Snapshot:
      • Pension: 12.55% Employer contribution.
      • Health Insurance: 3.78% Employer contribution.
      • Accident Insurance: 1.10% Employer contribution.
      • Housing Subsidy: 0.5% Employer contribution.
      • Employee Provision Fund: 1.53% Employer contribution.
      • Family Burden Equalization Fund: 4.1% Employer contribution.
      • Unemployment Insurance: 2.95% Employer contribution.
      • Insolvency Insurance: 0.1% Employer contribution.
      • 13th & 14th Month Salaries (paid monthly).
      • Note: 38.5 + 1.5 'Overtime' logging required in Remote due to CBA laws.
        • Due to recent changes outlined in the Austria CBA employment laws we require Camundi based in Austria to add their working hours to Remote up to 38.5 with the remaining 1.5 hours added as ‘Overtime'.

        • You will need to add 1.5 hours of overtime into the remote.com platform each week. To do so follow this guide from remote.com. Reach out to people-operations@camunda.com if you have further questions

    • Supplemental Highlights:
      • Health: Allianz Premium (See Global Standards).
      • Life: $100k USD Allianz (See Global Standards).
      • WFH Allowance: EUR 25 net/month (Requires teleworking agreement).
        • Flexible Use: Helps cover your essential remote work expenses—from high-speed internet to digital productivity tools
        • Automatic Payment: No applications or expense reports needed once you're enrolled
        • Getting Started: You'll receive a simple teleworking agreement (post onboarding or if you are an existing employee prior to Jun 25, a new agreement) to sign that formalizes your remote work arrangement and unlocks this monthly benefit. The agreement covers workspace safety guidelines and confirms your primary work location.
    • Full Details: Remote's Austria Benefits Guide.
    Expand
    titleBelgium

    Belgium (BE)

    • Statutory Snapshot:
      • Yearly Premium/Bonus: €323.69.
      • Accident Insurance: 0.3% Employer contribution.
      • Eco-vouchers: €250.
      • Health Insurance: 3.80% Employer contribution.
      • Unemployment Insurance: 1.46% Employer contribution.
      • 13th Month Salary (paid monthly).
      • Work from Home Allowance: €40 per month.
    • Supplemental Highlights:
    • Full Details: Remote's Belgium Benefits Guide.
    Expand
    titleBrazil

    Brazil (BR)

    • Statutory Snapshot:
      • Meal Vouchers: 660 BRL/month via Flash
      • Mandatory Health Check: 240 BRL.
      • National institute of social security (INSS): 20% Employer contribution.
      • Pension FGTS: 8% Employer contribution.
      • Work Accident Insurance (RAT): 3% Employer contribution.
      • Education contribution: 5.8% Employer contribution.
      • 13th Month Salary (paid monthly).
      • Life Insurance: 186.60 BRL/year.
      • Dental Insurance: 27 BRL/month.
      • Grocery Voucher: 148.94 BRL.
    • Supplemental Highlights:
      • Health: SulAmérica Premium Tier.
      • Life Insurance- 12 x salary
        • Provides coverage equal to 12 times the employee's salary in the event of death, special compensation for accidents, permanent total or partial disability due to an accident, and family funeral assistance up to BRL 5,000.
    • Full Details: Remote's Brazil Benefits Guide.
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    titleBulgaria

    Bulgaria (BG)

    • Statutory Snapshot:
      • Safety Training (mandatory).
      • Health Check (mandatory).
      • Accident at work and occupational diseases fund (TZPB).
      • General disease and maternity fund (OZM).
      • Health insurance.
      • Pensions fund.
      • Supplementary pension insurance (DZPO).
      • Unemployment fund.
    • Supplemental Highlights:
    • Full Details: Remote's Bulgaria Benefits Guide
    Expand
    titleCanada

    Canada (CA)

    • Statutory Snapshot:
      • Pension (CPP): 5.95% Employer contribution.
      • Employment Insurance: 2.324% Employer contribution.
      • Workers Compensation: 1.42% Employer contribution.
    • Supplemental Highlights:
      • Health/Vision/Dental: Canada Life Standard Plan.
      • Life/AD&D: 1x annual earnings (max $250k); Dependent Life: $5k spouse / $2.5k child.
      • Disability: STD (66.7%, max $900/wk) & LTD (66.7%/50%, max $5k/mo).
      • Retirement (RRSP): 3% Employer Match (3% Employee voluntary).
      • How: Use My Canada Life at Work. RRSP via Groupnet Canada life portal.
    • Full Details: Remote's Canada Benefits Guide.
      • Expand
        titleAdministrative Benefits Details:

        Administrative Benefits Details:

          • All Health (Medical, Vision, Dental) coverages and enrollments can be seen within the Canada Life platform. Dependents can also be added via this platform.
          • RRSP contributions are managed through the Groupnet Canada life portal. Employees will be able to set a deduction per payroll or per month and can be amended at any time. These credentials are provided to employees at the time of onboarding via Remote.
        • i.e., those who are now eligible for the RRSP contribution who may not have had this product prior to 2024, please follow the enrolment details sent out by remote. 

        • Step 1 - Enrolling:

          • Enrolling is the first step in accessing your retirement benefits
          • To enroll, go to mycanadalifeatwork.com
          • You can access the enrollment portal with the following credentials:
          1. Access ID: 2012179
          2. Password: WGzb27vf

          Step 2 - Registering:

          • You will be able to register after you finish enrolling
          • You can register online atwww.my-canadatalk.com/sign-in
          • You will need your policy number (75452) and certificate.

          However, note that post enrolment, you may be required to contact Canada Life and ask that they merge your existing account (health insurance) with the new account for RRSP.

          • You can contact them on 1-800-465-0517


    Expand
    titleCroatia

    Croatia (HR)

    Expand
    titleCyprus

    Cyprus (CY)

    • Statutory Snapshot:
      • General Health System (GHS): 2.90% Employer.
      • Social Insurance Fund: 8.8% Employer.
      • Social Cohesion Fund: 2% Employer.
      • Redundancy Fund: 1.2% Employer.
      • Training & Development Fund: 0.5% Employer.
    • Supplemental Highlights:
    • Full Details: Remote's Cyprus Benefits Guide
    Expand
    titleCzech Republic

    Czech Republic (CZ)

      • Statutory Snapshot:
        • Pension: 21.5% Employer contribution.
        • Health Insurance: 9% Employer.
        • Disability Insurance: 2.1% Employer.
        • Health Checks: 1,645 CZK.
        • Work from Home Allowance: 3,300 CZK.
        • Work Accident Insurance: 0.56%.
        • Unemployment Insurance: 1.2% Employer.
      • Supplemental Highlights:
      • Full Details: Remote's Czech Republic Benefits Guide.
    Expand
    titleDenmark

    Denmark (DK)

    • Statutory Snapshot:
      • Holiday Bonus: 1% annual salary (May).
      • Great Prayer Day Payout: 0.45% annual salary.
      • Various Funds: ATP, AUB, FerieKonto, Barselsfond, Arbejdsskadeforsikring, 
      • Finansieringsbidrag
    • Supplemental Highlights:
    • Full Details: Remote's Denmark Benefits Guide.
    Expand
    titlePension Administration details
    • 8% Camunda contribution, 4% employee contribution (mandatory min)

    • Consolidating Previous Pensions

      • Employees can consolidate previous pension plans with their Camunda sponsored pension

      • Contact Söderberg & Partners at pension@soderbergpartners.dk (Remote's pension broker in Denmark)

      • Provide details of your previous pension plan(s)

      • Söderberg & Partners will manage the entire transfer process

    • Adjusting Contribution Amounts

      • Employees can modify their personal contribution above the standard 4%:

      • Email your request to Söderberg & Partners at pension@soderbergpartners.dk

      • Specify your desired contribution percentage


    Expand
    titleEgypt

    Egypt (EG)

    • Statutory Snapshot:
      • Accident insurance: 1.50% Employer.
      • Health insurance: 3.25% Employer.
      • Loss of income Insurance: 1% Employer.
      • Old age, disability & life insurance: 12% Employer.
      • Unemployment Insurance: 1% Employer.
    • Supplemental Highlights:
    • Full Details: Remote's Egypt Benefits Guide
    Expand
    titleEstonia

    Estonia (EE)

    • Statutory Snapshot:
      • Health Insurance: 13% Employer.
      • Social Security (Incl. Pension): 20% Employer.
      • Unemployment Insurance Fund: 0.8% Employer.
      • Mandatory Health Check: EUR 7.92.
    • Supplemental Highlights:
    • Full Details: Remote's Estonia Benefits Guide.
    Expand
    titleFrance

    France (FR)

    • Statutory Snapshot:
      • Mandatory Occupational Health Cost: €170.
      • Accident Insurance: 0.77% Employer.
      • Health Benefits (parental, disability, life): 13% Employer.
      • Trade Union/APEC/Housing Contribution: 0.02%, 0.036%, 10% Employer.
      • Pensions (Tiered): 8.55%/2.02% & 6.22%/14.78% Employer.
      • WFH/Hardship Allowance: €25 + €25 / month.
      • Family Benefits: 5.25% Employer.
      • Complementary Incapacity/Death Insurance (Tiered): 1.28%/1% Employer.
    • Supplemental Highlights:
      • Health: Alan (50% Camunda / 50% Employee +€37 each).
      • Phone Allowance: €75 (customer-facing roles).
      • Incapacity Allowance: €50.
    • Full Details: Remote's France Benefits Guide.
    Expand
    titleFinland

    Finland (FI)

    • Statutory Snapshot:
      • Annual Holiday Pay/Bonus: 5% annual wages (April).
      • Group Life Insurance: 0.06% Employer.
      • Health Insurance: 1.16% Employer.
      • OHS Occupational Health & Safety: €60/month Employer.
      • Pension Insurance: 18.70% Employer.
      • Unemployment Insurance: 2.07% Employer.
      • Workers compensation insurance: 0.07% Employer.
    • Supplemental Highlights:
    • Full Details: Remote's Finland Benefits Guide.
    Expand
    titleGreece

    Greece (GR)

    Expand
    titleHungary

    Hungary (HU)

    Expand
    titleIndia

    India (IN)

    • Statutory Snapshot:
      • Employer Provident Fund: 12% Employer + 0.5% Admin.
    • Supplemental Highlights:
      • Health: ICICI Lombard via Plum (Platinum Premium - covers spouse + 4 children).
      • Can be upgraded to Diamond at the cost of the Camundi
      • Meal Vouchers: 2,200 INR/month via Pazcare (Flexi Benefit).
    • Full Details: Remote's India Benefits Guide.
    Expand
    titleIreland

    Ireland (IE)

    • Statutory Snapshot: (refer to Remote guide).
    • Supplemental Highlights:
      • Health: Irish Life (Employee only; dependents at own cost; opt-out allowance €250 taxable please contact Total Rewards in slack in #ask-people-team).
      • Pension: DC Scheme via Irish Life; 5% match + 5% cash allowance = 10% total. (Moving to 10% match + 5% additional in 2025 ). Access via pensionplanetinteractive.ie.
      • Life/Income Protection: €100/month taxable allowance.
        • As Remote does not currently have a group plan for Life & Income Protection, Camunda will supplement the benefit to employees via an allowance of 100 EUR per month for employees to obtain their own coverage
    • Full Details: Remote's Ireland Benefits Guide.
    Expand
    titlePension Administration details
    • All employees will auto opt into a DC pension scheme managed by Irish Life, the scheme operates at a 5% employee / 5% employer match.
      • In addition to this employees will receive a cash allowance of 5% to supplement the legacy contribution of 10%. This means that the total cost of the employer contribution is 10%.
      • If you would like to opt out of the scheme or increase your contributions through an AVC (additional voluntary contribution):
        • Please email help@remote.com
        • Kindly note that opting out of the pension scheme will also remove the 5% cash allowance offered by Camunda.
    • Following enrollment into the scheme Camundi will receive an email from Irish life to sign into https://www.pensionplanetinteractive.ie/empower/login, this dashboard enables you to see an overview of your pension contributions etc.
      • Access will be sent typically 1-2 weeks following your first payroll run.
      • Funds are added mid month for the following months payroll, eg if you are paid on the 25th of January, you will see funds in the system in mid-February.


    Expand
    titleItaly

    Italy (IT)

    • Statutory Snapshot:
      • Social Security (INPS): 30.11% Employer.
      • INAIL (Injuries Insurance): 1.5% Employer.
      • TFR: 7.41% Employer.
      • Mandatory occupational safety/health cost/checks: €58.67, €91.76, TBD Employer.
      • 13th & 14th Month Salaries (paid monthly).
    • Supplemental Highlights:
      • Health: Allianz Premium (See Global Standards).
      • Life: $100k USD Allianz (See Global Standards).
      • WFH Allowance: EUR 50 gross/month (Requires telework agreement).
        • Monthly Support: EUR 50 gross added directly to your payslip each month
        • Essential Coverage: Specifically designed to offset your electricity and internet expenses while working from home
        • Fair & Flexible: Full-time team members receive the complete allowance, with proportional amounts for part-time colleagues
        • Automatic Payment: Seamless monthly addition to your regular compensation
        • Getting Started: To activate this benefit, you'll need a signed telework agreement that formalizes your remote work arrangement. If you haven't signed one previously, you'll receive a prompt to complete this simple step.
    • Full Details: Remote's Italy Benefits Guide.
    Expand
    titleMalta

    Malta (MT)

    Expand
    titleNetherlands

    Netherlands (NL)

    • Statutory Snapshot:
      • Health Insurance: 6.57% Employer.
      • Holiday Bonus: 8% annual salary on top of base pay (paid monthly).
        • In the Netherlands, holiday pay ("vakantiegeld") is a statutory benefit, meaning employers are legally required to provide it. This typically amounts to 8% of an employee's gross annual salary and is paid in addition to their regular base pay. For Camunda employees managed through Remote.com, this holiday pay is incorporated directly into their monthly paychecks, rather than being paid as a single annual lump sum which is also a common practice in the Netherlands.
      • Disability Insurance: 7.54% Employer.
      • Long Term Sickness: €29/month Employer.
      • Work Resumption/Childcare/Unemployment: 0.75%, 0.50%, 2.64% Employer.
    • Supplemental Highlights:
      • Health: Allianz Premium (See Global Standards - Camunda pays, Employee pays tax; dependents at own cost).
        • You must enroll in the international plan to be eligible for the Local plan during annual renewal. 
      • Pension: Occupational Pension Plan (Auto-enrolled); 15.2% Employer / 4.8% Employee (Calculated on base minus franchise).
        • Contribution Flexibility (Effective July 1, 2025):
          • Beginning July 1, 2025, the 4.8% personal contribution will become optional.
          • Team members will have the flexibility to reduce or stop their contributions directly with the pension provider.
          • The 15.2% employer contribution is mandatory and remains unchanged, regardless of an employee's personal contribution choice.
      • 30% Ruling: Graduated scheme for new applicants.
        • A graduated scheme will replace the current 5-year 30% ruling. New applicants will get a tax-free allowance of 30% of their salary for the first 20 months, 20% for the next 20 months, and 10% for the last 20 months.
        • A transitional arrangement will be available for employees with a 30% ruling in the December 2023 payroll, allowing them to continue with the existing scheme, without the new modifications.
        • All new Camundi will receive the graduated scheme of 30% of their salary for the first 20 months, 20% for the next 20 months, and 10% for the last 20 months.
    • Full Details: Remote's Netherlands Benefits Guide
    Expand
    titleNew Zealand

    New Zealand (NZ)

    Expand
    titleNigeria

    Nigeria (NG)

    • Statutory Snapshot:
      • Accident Insurance (NSITF): 1%.
      • Health insurance (FSSHIP): 10%.
      • Industrial training levy (ITF): 1%.
      • Pension scheme (CPS): 10%.
    • Supplemental Highlights:
    • Full Details: Remote's Nigeria Benefits Guide
    Expand
    titlePhilliphines

    Philippines (PH)

    • Statutory Snapshot:
      • Employee's Compensation Program: 30 PHP.
      • WISP: 950 PHP.
      • Health Insurance: 2.5%.
      • Home Development Mutual Fund: 2% Emp / 2% Ee.
      • Laundry Allowance: 300 PHP/month.
      • Meal Allowance: 2,948 PHP/month.
      • Rice Subsidy: 2,000 PHP/month.
      • Social Security System: 10%.
      • 13th Month Salary (paid monthly).
    • Supplemental Highlights:
    • Full Details: Remote's Philippines Benefits Guide
    Expand
    titlePoland

    Poland (PL)

    • Statutory Snapshot:
      • Work From Home Allowance: PLN 100/month.
      • PPK Pension: 1.5% Employer.
      • Disability/Pension/Fund/Accident/Labour: 6.5%, 9.76%, 0.1%, 1.67%, 2.45% Employer.
      • Mandatory Health check: 219 PLN/year.
    • Supplemental Highlights:
    • Full Details: Remote's Poland Benefits Guide.
    Expand
    titlePortugal

    Portugal (PT)

    • Statutory Snapshot:
      • Work Accidents Insurance: 0.36% Employer.
      • Mandatory Health check: €50/year.
      • Work from Home Allowance: €50/month (€22 tax-exempt).
      • Social Security: 23.75% Employer.
    • Supplemental Highlights:
      • Health: AdvanceCare/Tranquilidade via Coverflex (Premium Plan).
      • Life: $100k USD Allianz (See Global Standards).
      • Meal Card subsidy: 7.63 euros/working day.
    • Full Details: Remote's Portugal Benefits Guide
    Expand
    titleRomania

    Romania (RO)

    • Statutory Snapshot:
      • Pension: 25% Employee contribution.
      • Health Insurance: 10% Employee funded.
      • Health check: 84 RON/year Employer.
      • Various employed Funds, such as Medical Leave Indemnities, Work accident or professional disease indemnities,  Work Insurance, Romanian Guarantee Fund, Unemployment
      • Work Medical Certificate: 50 RON Employer.
    • Supplemental Highlights:
    • Full Details: Remote's Romania Benefits Guide.
    Expand
    titleSerbia

    Serbia (RS)

    • Statutory Snapshot:
      • Annual Leave allowance: 1000 RSD/month.
      • Health Insurance: 8.33% Employer.
      • Pensions & Disability: 8.33% Employer.
      • Meal Allowance: 1000 RSD/month.
      • Work from home allowance: 5,800 RSD (net)/month.
    • Supplemental Highlights:
    • Full Details: Remote's Serbia Benefits Guide
    Expand
    titleSpain

    Spain (ES)

    • Statutory Snapshot:
      • Vocational Education & Training: 0.60% Employer.
      • Occupational Health Cost: 69 EUR Employer.
      • Occupational accident & Professional Disease: 1.65% Employer.
      • Work-from-home allowance: €17/month.
      • Wage Guarantee Fund: 0.20% Employer.
      • Unemployment: 5.50% Employer.
    • Supplemental Highlights:
    • Full Details: Remote's Spain Benefits Guide.
    Expand
    titleSouth Africa

    South Africa (ZA)

    • Statutory Snapshot:
      • Life Insurance: 1.02% Employer.
      • Income Continuation: 0.55% Employer.
      • Serious Illness Coverage: 0.41% Employer.
      • Family Funeral Coverage: R32.10 Employer.
      • Unemployment/Workers Comp: 1% & 0.19% Employer.
    • Supplemental Highlights:
      • Health: Discovery (Priority Plan, Employee 100% covered).
        • Dependent Allowance: R4,571 (adult) / R2,318 (child) monthly.
      • Discovery Provident Fund (Pension): 5% Employee / 5% Employer Match.
    • Full Details: Remote's South Africa Benefits Guide
    Expand
    titleSweden

    Sweden (SE)

    • Statutory Snapshot:
      • Accident insurance (Arbetsskadeavgift): 39.24 SEK.
      • General payroll tax/Health/Parental/Retirement/Survivors'/Unemployment: 11.62%, 3.55%, 2.6%, 10.21%, 0.6%, 2.64% Employer.
      • Holiday Allowance: 0.43%/month.
    • Supplemental Highlights:
      • Health: Allianz Premium (See Global Standards).
      • Occupational Life Insurance: Bliwa (SEK 352,800 base, 100% Camunda paid).
        • Basic amount is SEK 352,800 (6x Price Base Amount -PBA) for death before age 55 or if there are children under 17.
        • Reduces to 1 x PBA between ages 64 and 65.
        • Cost 100% Covered by Camunda
    • Full Details: Remote's Sweden Benefits Guide.
    Expand
    titleSwitzerland

    Switzerland (CH)

    • Statutory Snapshot:
      • Accident/ Life Insurance: 0.5% Employer.
      • OASI (pension): 5.3% Employer.
      • Provident Fund: 5% Employer.
      • Daily Sickness Allowance: 0.41% to 0.673% Employer.
      • Family Compensation Fund: 1.6% Employer.
      • Unemployment: 1.10% Employer.
      • Additional Pension: Age-based (7% to 18%).

        Age

        % contribution of Pensionable pay

        25-34

        7%

        35-44

        10%

        45-54

        15%

        55-65*

        18%

    • Supplemental Highlights:
      • Health: Full Local Plan (Premium Via Allianz). Opt-out allowance: €650 / 600 CHF.
    • Full Details: Remote's Switzerland Benefits Guide.
    Expand
    titleThailand

    Thailand (TH)

    Expand
    titleTurkey

    Turkey (TR)

    Expand
    titleUnited Arab Emirates

    United Arab Emirates (AE)

    Frequently asked questions

     1. Can I add dependents to my Allianz Premium Plan (review your country to determine the provider relevant in this region)

    • Camunda has chosen to implement the Allianz premium plan or where available specific local plans (here depending on country norms and expectations we may additionally provide cover to dependents)
    • As part of your benefits package, Camunda covers the cost of your premium, however you can always add additional dependents. 
    • To add a dependent, please review the following documentation provided by Remote. 

     2. Is the Allianz health insurance benefit taxable?

    • Yes, in most cases, the Allianz health insurance benefit is considered a taxable benefit in kind. This is because it is typically offered in addition to state-provided health insurance in most countries where it's available.



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