Thank you for being a part of our team. Your health and wellbeing are important to us. We are proud to offer comprehensive benefits for you and your family members that demonstrate our commitment to your overall wellness and satisfaction.

Your benefits as an employee of Camunda Inc.

Camunda offers the following benefits:

Anthem BCBS

For the HDHP HSA account, there is an employer contribution from Camunda of: 

• $1,650 for individuals | $3,600 for families, annually prorated based on hire date. 

PPO250: 277727U783

HDHP 1650: 277727U779

HDHP 3600: 277727U781

All information of 2025 benefits, costs, plan summaries, and wellness resources can be found in the Open Enrollment guide in your Sequoia People Platform. A summary of how plans changed from 2024-2025 can be found here. All benefit elections are made through the Sequoia Benefits Portal. 

Payroll is administered semi-monthly on the 15th/last day of the month. Payroll elections can be done via Gusto.

For any benefits-related questions or issues, please contact Sequoia support through the Sequoia People Platform or via email. They are your first point of contact for any queries, with a dedicated team ready to assist you. Using this support channel ensures we maintain the highest levels of privacy.

The people team is also here to support you and ensure you have the best experience. For further assistance, escalate your concerns to the Camunda People team via #ask-people-team and tag Wesley Hattingh or Emily Cady for action. 

401(k) Employee Retirement Plan

Camunda Inc employees are eligible to participate in the 401(k) retirement plan. Camunda matches 100% of employee contributions up to the first 6% of pay and offers both Traditional and Roth 401(k) plan types. This match has no vesting period, and contributions are made per pay period.

Employees become eligible to participate on their date of hire. All employees are auto-enrolled into the plan at a deferral rate of 2% of total compensation for the traditional 401(k) plan. Employees may choose to opt out of the auto-enrollment to receive a refund within 90 days.

Employees will receive an automated email with instructions for enrolling or declining.

Our plan is managed by Guideline: https://www.guideline.com

If an employee leaves Camunda and has a balance of between $50.01 and $5,000 they will be automatically rolled over to a Guideline IRA. 

Our Benefits Wrap Plan:

This ERISA-compliant document combines all our health and welfare benefits into one plan overview, ensuring you have a comprehensive understanding of your coverage

• ERISA-compliant wrap

ID Cards

• All ID cards can be located in the Sequoia People Platform or via the mobile app.
• You can also access your digital ID health card via the Anthem member portal. 
  • Physical ID cards will be mailed if requested. This request can be placed in your Anthem member portal.
• For those benefits that do not provide ID cards, your provider will be able to look up your coverage via your SSN
  

Ensure Rx

What is Ensure Rx?

Ensure Rx is available through Anthem to help you find discounts on prescriptions and compare generic vs. name brand to find the lowest cost option. This perk is included as part of your Anthem Health benefits. 

EnsureRx Member Flyer.PDF

Anthem Travel Health Benefit

Anthem offering a travel health benefit to cover specific services such as Abortion & Gender Affirmation services. Please review the plan documents and reach out to your provider, Anthem & the Sequoia Advocate Team prior to accessing care for these services. Any service under Anthem's travel health benefit are subject to authorization and pre-approval through Anthem prior to accessing & receiving care. 

Additional details regarding this benefit will be released in March, 2025. If you need to access this type of care prior to the release of this information, then please reach out to the Sequoia Advocate team for support. 

2] Qualifying Life Events 

Qualifying Life Events need to be submitted into the Sequoia Benefits Portal within 30 days of the event.

The list of Qualifying Life Events can be found below.

• Loss of other Coverage
• Turning 26 and losing coverage through a parent’s plan
• Marriage
• Divorce
• Birth or Adoption of a Child
• Death in the Family

Additional information on Qualifying Life Events can be found here, and an informational video, here.

Submitting a Qualifying Life Event in Sequoia

Need Additional Help?

• Contact: Sequoia advocate team via the Sequoia People Platform or camunda@help.sequoia.com, or ask in #ask-people-team in slack. 

3] Adding Beneficiaries

Your Life/AD&D plans require you to add a beneficiary in the event of your disability or death. Adding a beneficiary ensures your family/estate are well protected in the event of any incident.

1. Once signed into the Sequoia Benefits Portal. navigate to My Profile > Beneficiaries (screenshot)

   1. Or navigate to your Life/AD&D benefit and select "Manage Beneficiaries"

   2. You will then be presented with a window in which you can select from your current dependents or upload a new beneficiary

2. Make your selection and click "Add Selected"

3. Note: Camundi who were employed at the time of our transition from Lumity to Sequoia (1 July 2024) are required to re-add their beneficiaries, as this data cannot be reliably transferred over from our prior benefits administration platform (flock)

4] Updating Health Account Contributions

HSA

• HSA contributions can be updated at any point throughout the year. To update your contributions, please follow the steps below.
• Navigate to the Sequoia Benefits Portal via Okta. 
• Select "Change HSA Amount" → "Health Accounts" → enter your updated contribution.
• Any HSA contribution changes will be effective in the following pay cycle.

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FSA

• FSA contributions can only be updated during Open Enrollment or if you experience a Qualifying Life Event.

Dependent Care FSA

• Dependent Care FSA contributions can only be updated during Open Enrollment or if you experience a Qualifying Life Event.

5] Medicare- Creditable Coverage 

Notification for Medicare eligible policyholders that our prescription drug coverage is “creditable coverage”.

• 2025 Model Creditable Coverage Disclosure Notice
• 2024 Model Creditable Coverage Disclosure Notice

What is Creditable Coverage?

Creditable means that our employer medical plan coverage is expected to pay on average as much as the standard Medicare prescription drug coverage.

We have confirmed that our medical plans are creditable.

6] Sequoia & Your Digital Platforms

Benefits Management is maintained via Sequoia with the goal of enabling the best possible experience in benefits selection and support. 

Benefits Administration Platform

All US Camundi can Log into the two core Sequoia platforms: 

How do I log in? 

Accessing the Sequoia People & Benefits Platforms

🎥Watch this short zoom clip for details! - here (This clip is accessible to all active Camundi with a Camunda email address)

Please allow for two days after your start date for your information to fully sync with the Sequoia portals. Your information is loaded in the Sequoia Benefits Portal on day 1, and then syncs to Okta on day 2. 

What is each platform for? 

1. Sequoia Benefits Portal

   1. Access via Okta tile 

   2. Use for: Enrolments and Qualifying Life Events (QLEs)

   3. Registration: The temporary password to register for the benefits portal is the last 4 digits of your SSN. 
   4. Overview of the Sequoia Benefits Portal: [Link to video]

2. Sequoia People Platform

   1. Access via Okta tile

   2. Use for: Day-to-day benefits info, ID cards, support, and more

   3. Sequoia People Platform Introduction: [Link to video]

Sequoia Mobile App 

Access your medical, dental & vision ID cards and high-level plan details - anywhere, anytime. A health insurance advocate is only one-click away (for benefit questions and claims assistance).

Sequoia digital ID cards become available on your plan effective date or shortly after the insurance carriers process your benefit elections (for New Hires / Qualifying Life Events).

Getting Started with the Sequoia mobile App:

• All information of 2025 benefits, costs, plan summaries, and wellness resources can be found in the Open Enrollment guide in your Sequoia People Platform.
• A summary of how plans changed from 2024-2025 can be found here.
• All benefit elections are made through the Sequoia Benefits Portal.
• Payroll is administered semi-monthly on the 15th/last day of the month. Payroll elections can be done via Gusto.
• The Total Rewards team is also here to support you and ensure you have the best experience. For further assistance, escalate your concerns to the Camunda People team via #ask-people-team and tag Wesley Hattinghfor action. 

Camunda offers the following benefits:

Benefit Type	Carrier	Cost split	Group Plan Number
Medical	Anthem BCBS For the HDHP HSA account, there is an employer contribution from Camunda of:  $1,650 for individuals | $3,600 for families, annually prorated based on hire date.	One cost share plan, one fully paid Camunda plan	PPO250: 277727U783 HDHP 1650: 277727U779 HDHP 3600: 277727U781
Dental	Guardian	Cost shared	00073030
Vision	Guardian	Cost shared	00073030
Flexible Spending Accounts	Health Equity	Camunda contributes to your HSA ($1,650 Individual | $3,600 Family )	5569006
Basic Life & AD&D	Guardian	100% Camunda Paid	00073030
Voluntary Life & AD&D	Guardian	100% Camundi Paid	00073030
401(k) - including a match with instant vesting!	Guideline	Up to 6% match by Camunda
Child Disability Insurance	Juno	100% Camundi Paid

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title Ensure Rx
What is Ensure Rx? Ensure Rx is available through Anthem to help you find discounts on prescriptions and compare generic vs. name brand to find the lowest cost option. This perk is included as part of your Anthem Health benefits.  EnsureRx Member Flyer.PDF

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title Anthem Travel Health Benefit
Anthem Travel Benefit Anthem offering a travel health benefit to cover specific services such as Abortion & Gender Affirmation services. Please review the plan documents and reach out to your provider, Anthem & the Sequoia Advocate Team prior to accessing care for these services. Any service under Anthem's travel health benefit are subject to authorization and pre-approval through Anthem prior to accessing & receiving care.  Additional details regarding this benefit will be released in March, 2025. If you need to access this type of care prior to the release of this information, then please reach out to the Sequoia Advocate team for support.

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title Medicare- Creditable Coverage
Medicare Creditable Coverage  Notification for Medicare eligible policyholders that our prescription drug coverage is “creditable coverage”. 2025 Model Creditable Coverage Disclosure Notice 2024 Model Creditable Coverage Disclosure Notice What is Creditable Coverage?Creditable means that our employer medical plan coverage is expected to pay on average as much as the standard Medicare prescription drug coverage.We have confirmed that our medical plans are creditable.

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title 401(k) Employee Retirement Plan
401(k) Plan Available at Camunda Camunda Inc employees are eligible to participate in the 401(k) retirement plan. Camunda matches 100% of employee contributions up to the first 6% of pay and offers both Traditional and Roth 401(k) plan types. This match has no vesting period, and contributions are made per pay period. Employees become eligible to participate on their date of hire. All employees are auto-enrolled into the plan at a deferral rate of 2% of total compensation for the traditional 401(k) plan. Employees may choose to opt out of the auto-enrollment to receive a refund within 90 days. Employees will receive an automated email with instructions for enrolling or declining. Our plan is managed by Guideline: https://www.guideline.com If an employee leaves Camunda and has a balance of between $50.01 and $5,000 they will be automatically rolled over to a Guideline IRA.

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title Wellbeing Resources through the Sequoia Tech Program
Wellbeing Resources through the Sequoia Tech Program  OneMedical  Having a place to turn for your physical and mental health whenever you need it can be reassuring. That’s where your One Medical benefit comes in. They're a primary care practice that makes it faster, easier, and more enjoyable to get care, anytime — in their offices and 24/7 from your phone. Offered services include,  Image Added FAQs can be found here.  To register: Navigate to this site and use the following code - SEQXOMN If you have difficulties please contact the advcate team or the dedicated OneMedical line for Sequoia at sequoia@onemedical.com Carrot Core  Carrot, a pioneering fertility platform, is recognized and highly regarded for its compassionate, all-inclusive approach to fertility and family forming support. With Carrot, everyone, regardless of age, race, income, sex, sexual orientation, gender, marital status, or geography, can access personalized care and resources on their fertility journey. Carrot's dedicated team is always ready to navigate, answer questions, and aid with bookings, complemented by unlimited virtual consultations with a range of specialists. With Carrot's expert-authored library of resources accessible 24/7 and its affiliation with partner clinics, you benefit from lower rates and expedited bookings. Carrot also features comprehensive pregnancy support, including unlimited access to prenatal classes and nutritional guidance. Carrot champions each unique fertility journey, understanding the challenges faced along the way. This empathetic approach is backed by a meticulous focus on clinical practices. Offered services include,  Personalized Support: Expert guidance for fertility health, parenthood, pregnancy, menopause, and low testosterone. Comprehensive Care: Unlimited telehealth visits with specialists, educational resources, and hassle-free appointment scheduling. Convenient Access: Discounts from partner clinics, Carrot Pharmacy delivery, and the innovative Carrot Card for easy payments. Create your account today to start exploring available resources

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title Qualifying Life Events
Qualifying Life Events These need to be submitted into the Sequoia Benefits Portal within 30 days of the event. The list of Qualifying Life Events can be found below. Loss of other Coverage Turning 26 and losing coverage through a parent’s plan Marriage Divorce Birth or Adoption of a Child Death in the Family Additional information on Qualifying Life Events can be found here, and an informational video, here. Submitting a Qualifying Life Event in Sequoia Expand title Submitting a Qualifying Life Event in Sequoia Log into Sequoia Benefits Portal  Navigate to the left hand side bar and expand the "Life Events" section in orange Select the Appropriate life event If applicable select the blue plus icon to add a dependent, providing the relevant details before selecting continue Once submitted, the People Ops team will be notified, and your benefits will be approved and updated in Gusto based on the effective date of your event.  If the effective date is backdated, you will see additional deductions taken from your next pay cycle based on the contribution changes in your event. For a video tutorial of the above process, have a look here- Submitting a qualifying life event via the Sequoia Benefits Portal [Link to video] Expand title  Child Dependents Aging Out of Healthcare Coverage Key Points: Coverage ends: Last day of the month your child turns 26 Action required: File a Qualifying Life Event (QLE) in Sequoia Benefits Portal This can only be done on the day they are no longer eligible Deadline: Within 30 days of child's 26th birthday Consequence: Missing the deadline may forfeit COBRA eligibility Action Steps: File QLE Where: Sequoia Benefits Portal (zcamunda.bswift.com) What: Report child aging out of coverage COBRA Process Camunda approves QLE and initiates COBRA Child receives COBRA packet – review immediately as there are limitations for when COBRA remains active For your Dependents, COBRA continuation coverage is available for up to 36 months from the date of the QLE Need Additional Help? Contact: Sequoia advocate team via the Sequoia People Platform or camunda@help.sequoia.com, or ask in #ask-people-team in slack.

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title Adding Beneficiaries
Adding Beneficiaries to your Risk Plans Your Life/AD&D plans require you to add a beneficiary in the event of your disability or death. Adding a beneficiary ensures your family/estate are well protected in the event of any incident. Once signed into the Sequoia Benefits Portal. navigate to My Profile > Beneficiaries (screenshot) Or navigate to your Life/AD&D benefit and select "Manage Beneficiaries" You will then be presented with a window in which you can select from your current dependents or upload a new beneficiary Make your selection and click "Add Selected"

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title Updating Health Account Contributions
Updating your Health Account Contributions Expand title FSA Flexible Savings Account (FSA) FSA contributions can only be updated during Open Enrollment or if you experience a Qualifying Life Event. Dependent Care FSA Dependent Care FSA contributions can only be updated during Open Enrollment or if you experience a Qualifying Life Event. Expand title HSA Health Savings Account )HSA) HSA contributions can be updated at any point throughout the year. To update your contributions, please follow the steps below. Navigate to the Sequoia Benefits Portal via Okta.  Select "Change HSA Amount" → "Health Accounts" → enter your updated contribution. Any HSA contribution changes will be effective in the following pay cycle. Image Added

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title ID Cards
Accessing your ID cards All ID cards can be located in the Sequoia People Platform or via the mobile app. You can also access your digital ID health card via the Anthem member portal.  Physical ID cards will be mailed if requested. This request can be placed in your Anthem member portal. For those benefits that do not provide ID cards, your provider will be able to look up your coverage via your SSN Benefit Type Provider Physical ID Card Mobile App Online Account Registration Website Medical  Anthem No Yes Yes https://www.anthem.com/ca Dental & Vision Guardian No Yes Yes https://www.guardiananytime.com/ Flexible Spending Account (FSA) Health Equity Yes Yes Yes https://my.healthequity.com/ Dependent Care Account (DCRA) Health Equity No Yes Yes https://my.healthequity.com/ Health Savings Account (HSA) Health Equity Yes Yes Yes https://my.healthequity.com/

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title Child Disability Insurance (Juno)

Sequoia & Your Available Digital Platforms

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