Camunda Inc Employees
Thank you for being a part of our team. Your health and wellbeing are important to us. We are proud to offer comprehensive benefits for you and your family members that demonstrate our commitment to your overall wellness and satisfaction.
Important Update: Effective July 1, 2024, Camunda has partnered with Sequoia as our new benefits broker. While all your current benefits remain the same, this change brings an enhanced service experience and improved tools for managing your benefits.
To help you understand these changes, we've prepared two informative videos:
- Sequoia Platform Introduction: [Link to video]
- Overview of the Sequoia Benefits Portal: [Link to video]
We encourage you to watch these videos to familiarize yourself with the new platform and your benefits.
Benefits Overview
Camunda offers the following benefits:
Cigna
For the HSA plan, there is a Camunda contribution of:
$2,000 for individuals/$4,000 for families annually prorated based on hire date.
VSP
Health Equity
Health Care and Dependent Care FSAs are available
There are also other perks included in each benefit that are detailed below in the Employee Benefits Guide.
Payroll is administered semi-monthly on the 15th/last day of the month. Payroll elections can be done via Gusto.
Please send any benefits questions to: people-operations@camunda.com or reach out on slack in #ask-people-team
2024 Camunda Inc. Benefits
For a summary of benefits and costs, please see the Camunda 2024 Benefit Summary and full details in the digital benefits guide via Lumity. Health Related Benefits are elected through the Sequoia Benefits Portal.
We have selected Cigna as our medical and dental carrier in part based on Cigna's commitment to DE&I which is of the utmost importance to the experience of Camundi.
As of April 1, 2024 the prescription formulary has been enhanced to the Performance Formulary. Additionally, the maximum allowable reimbursement for out-of-network providers has changed from 110% to 200%.
Summary Plan Descriptions for 2024:
Plan Document and Summary Plan Description
Medical, PPO 250
Medical, HSA
Pharmacy:
Dental:
Vision:
Unum:
- Unum Short-Term Disability Summary
- Unum Voluntary Life Summary
- Unum Disability Plan Summary
- Unum Basic Life AD&D Summary
- Policy- Voluntary benefits
- Policy- STD:LTD
- Policy- Employer paid
Group Plan Numbers (for reference):
652549
0959027 (Life/AD&D, STD, LTD)
0959028 (Voluntary Life/AD&D)
ID Cards
- All ID cards can be located in the Sequoia People Platform or via the mobile app.
- You can also access your digital ID health card via the myCigna member portal.
- Physical ID cards will be mailed if requested. This request can be placed in your myCigna member portal.
- For those benefits that do not provide ID cards, your provider will be able to look up your coverage via your SSN
SaveOn Copay Assistance
What is SaveOnSP?
SaveOnSP is a company that helps plan sponsors and participants reduce the high cost of certain specialty medications. They offer services to implement a copay assistance benefit that is compliant with Affordable Care Act (ACA) requirements. The copay assistance benefit leverages manufacturer copay assistance to help plan participants overcome financial barriers and adhere to their specialty medication treatment.
How the SaveOnSP Program Works
- SaveOnSP classifies certain specialty medications as non-essential health benefits under ACA rules. This allows higher cost-sharing to apply without the costs counting towards the participant's deductible or out-of-pocket maximums, resulting in overall savings for the plan.
- SaveOnSP partners with the plan's specialty pharmacy to administer the copay assistance benefit. Participants are directed to SaveOnSP, who helps them enroll in the manufacturer's copay assistance program to lower their out-of-pocket costs.
- After an employee enrolls, the standard Cigna pharmacy claim is processed, then the patient responsibility amount is billed to the manufacturer for copay assistance.
- Once manufacturer funds are applied, Cigna re-adjudicates the claim to lower the employee's actual out-of-pocket cost through their out-of-pocket adjuster program.
How to Enroll in SaveOnSP
Camunda employees can contact SaveOnSP directly at 1-800-683-1074 to enroll in the program and apply for copay assistance. Cigna strongly recommends having each Camundi contact the SaveOnSP team directly to enroll and get their individual questions answered about the program.
SaveOnSP Contact Information
For plan participant assistance, contact SaveOnSP at:
Phone: 1-800-683-1074
Hours: Monday — Thursday 8:00AM — 11:00 PM EST, Friday 8:00 AM — 9:00 PM EST
For pharmacy assistance, contact SaveOnSP at:
Phone: 1-833-955-3404
Cigna Travel Health Benefit
Cigna's travel health benefit offerings can be found in the table below. Additional details regarding cost, travel radius, covered travel expenses, providers, and claim reimbursement can be found here.
Travel Coverage Offerings
State-limited access to covered services, including but not limited to:
- Abortion
- Gender Affirmation services
Mental Health and Substance Use Disorder (MHSUD) services where providers are not available within a certain mile radius.
- Inpatient services
- Outpatient services
Short list of covered services where providers are not available within a certain mile radius:
- Bariatric surgery
- Congenital heart disease treatment
- Gender affirmation surgery and related services
- Fertility (IUI and in-vitro)
Your benefits as an employee of Camunda Inc.
- All information of 2025 benefits, costs, plan summaries, and wellness resources can be found in the Open Enrollment guide in your Sequoia People Platform.
- A summary of how plans changed from 2024-2025 can be found here.
- All benefit elections are made through the Sequoia Benefits Portal.
- Payroll is administered semi-monthly on the 15th/last day of the month. Payroll elections can be done via Gusto.
- The Total Rewards team is also here to support you and ensure you have the best experience. For further assistance, escalate your concerns to the Camunda People team via #ask-people-team and tag Wesley Hattinghfor action.
Camunda offers the following benefits:
| Benefit Type | Carrier | Cost split | Group Plan Number |
|---|---|---|---|
| Medical | Anthem BCBS For the HDHP HSA account, there is an employer contribution from Camunda of:
| One cost share plan, one fully paid Camunda plan | PPO250: 277727U783 HDHP 1650: 277727U779 HDHP 3600: 277727U781 |
| Dental | Guardian | Cost shared | 00073030 |
| Vision | Guardian | Cost shared | 00073030 |
| Flexible Spending Accounts | Health Equity | Camunda contributes to your HSA ($1,650 Individual | $3,600 Family ) | 5569006 |
| Basic Life & AD&D | Guardian | 100% Camunda Paid | 00073030 |
| Voluntary Life & AD&D | Guardian | 100% Camundi Paid | 00073030 |
| 401(k) - including a match with instant vesting! | Guideline | Up to 6% match by Camunda | |
| Child Disability Insurance | Juno | 100% Camundi Paid |
| Expand | ||
|---|---|---|
| ||
What is Ensure Rx?Ensure Rx is available through Anthem to help you find discounts on prescriptions and compare generic vs. name brand to find the lowest cost option. This perk is included as part of your Anthem Health benefits. |
| Expand | ||
|---|---|---|
| ||
Anthem Travel BenefitAnthem offering a travel health benefit to cover specific services such as Abortion & Gender Affirmation services. Please review the plan documents and reach out to your provider, Anthem & the Sequoia Advocate Team prior to accessing care for these services. Any service under Anthem's travel health benefit are subject to authorization and pre-approval through Anthem prior to accessing & receiving care. Additional details regarding this benefit will be released in March, 2025. If you need to access this type of care prior to the release of this information, then please reach out to the Sequoia Advocate team for support. |
| Expand | ||
|---|---|---|
| ||
Medicare Creditable CoverageNotification for Medicare eligible policyholders that our prescription drug coverage is “creditable coverage”. What is Creditable Coverage?Creditable means that our employer medical plan coverage is expected to pay on average as much as the standard Medicare prescription drug coverage.We have confirmed that our medical plans are creditable. |
| Expand | ||
|---|---|---|
| ||
401(k) Plan Available at CamundaCamunda Inc employees are eligible to participate in the 401(k) retirement plan. Camunda matches 100% of employee contributions up to the first 6% of pay and offers both Traditional and Roth 401(k) plan types. This match has no vesting period, and contributions are made per pay period. Employees become eligible to participate on their date of hire. All employees are auto-enrolled into the plan at a deferral rate of 2% of total compensation for the traditional 401(k) plan. Employees may choose to opt out of the auto-enrollment to receive a refund within 90 days. Employees will receive an automated email with instructions for enrolling or declining. Our plan is managed by Guideline: https://www.guideline.com If an employee leaves Camunda and has a balance of between $50.01 and $5,000 they will be automatically rolled over to a Guideline IRA. |
| Expand | ||
|---|---|---|
| ||
Wellbeing Resources through the Sequoia Tech ProgramHaving a place to turn for your physical and mental health whenever you need it can be reassuring. That’s where your One Medical benefit comes in. They're a primary care practice that makes it faster, easier, and more enjoyable to get care, anytime — in their offices and 24/7 from your phone.
Carrot Core Carrot, a pioneering fertility platform, is recognized and highly regarded for its compassionate, all-inclusive approach to fertility and family forming support. With Carrot, everyone, regardless of age, race, income, sex, sexual orientation, gender, marital status, or geography, can access personalized care and resources on their fertility journey. Carrot's dedicated team is always ready to navigate, answer questions, and aid with bookings, complemented by unlimited virtual consultations with a range of specialists. With Carrot's expert-authored library of resources accessible 24/7 and its affiliation with partner clinics, you benefit from lower rates and expedited bookings. Carrot also features comprehensive pregnancy support, including unlimited access to prenatal classes and nutritional guidance. Carrot champions each unique fertility journey, understanding the challenges faced along the way. This empathetic approach is backed by a meticulous focus on clinical practices.
Create your account today to start exploring available resources |
| Expand | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| ||||||||||
Qualifying Life EventsThese need to be submitted into the Sequoia Benefits Portal within 30 days of the event. The list of Qualifying Life Events can be found below.
Additional information on Qualifying Life Events can be found here, and an informational video, here. Submitting a Qualifying Life Event in Sequoia
Need Additional Help?
|
| Expand | ||
|---|---|---|
| ||
Adding Beneficiaries to your Risk PlansYour Life/AD&D plans require you to add a beneficiary in the event of your disability or death. Adding a beneficiary ensures your family/estate are well protected in the event of any incident.
|
| Expand | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| ||||||||||
Updating your Health Account Contributions
|
| Expand | ||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ||||||||||||||||||||||||||||||||||||
Accessing your ID cards
|
| Expand | ||
|---|---|---|
| ||
Sequoia & Your Available Digital Platforms
| Note |
|---|
| For any benefits-related questions or issues, please contact Sequoia support through the Sequoia People Platform or via email. They are your first point of contact for any queries, with a dedicated team ready to assist you. Using this support channel ensures we maintain the highest levels of privacy. The people team is also here to support you and ensure you have the best experience. For further assistance, escalate your concerns to the Camunda People team via #ask-people-team and tag Wesley Hattingh for action. |
| Expand | ||
|---|---|---|
| ||
Sequoia Advocate Support How to Contact Support Preferred Method:
Alternative Contact Methods:
|
| Expand | ||
|---|---|---|
| ||
|
| Expand | |||||
|---|---|---|---|---|---|
| |||||
Access your medical, dental & vision ID cards and high-level plan details - anywhere, anytime. A health insurance advocate is only one-click away (for benefit questions and claims assistance). Sequoia digital ID cards become available on your plan effective date or shortly after the insurance carriers process your benefit elections (for New Hires / Qualifying Life Events).
|
Additional Resources
| Expand | ||
|---|---|---|
| ||
The Summary Annual Report (SAR) for our employee benefit plans is distributed annually to all plan participants. You can find the most recent SAR for the 2023 plan year, here. Please review it for important information about our benefit plans. |
| Expand | ||
|---|---|---|
| ||
Camunda is committed to protecting the privacy and security of protected health information (PHI) in accordance with HIPAA regulations. As a business associate, we have implemented comprehensive safeguards and procedures, including:
Employees handling PHI receive additional specialized annual training. For records of this please contact Wesley Hattingh For more information on Camund's HIPAA compliance efforts, please refer to our full HIPAA Compliance Overview. |
| Expand | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| |||||||||||||||||||||
|
| Expand | ||
|---|---|---|
| ||
| This ERISA-compliant document combines all our health and welfare benefits into one plan overview, ensuring you have a comprehensive understanding of your coverage |
Exit Process
| Expand | |||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| |||||||||||||||||||||||||
If you are enrolled in medical, dental, and/or vision coverage, your coverage will expire on the last day of your month of separation. For example, if your last day of employment is January 1st, your benefits would be active through January 31st. You will be eligible to continue your current coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA) for up to 18 months as outlined below. COBRA Coverage - What You Need to Know IMPORTANT: You must actively enroll in COBRA - it is not automatic! What Will Happen
Your Deadlines
Monthly COBRA Costs The below costs do not include any administrative fees for managing the plans. In general, Health Equity charges a 2% fee in addition to the rates listed below.
|
| Expand | ||
|---|---|---|
| ||
To continue your life insurance coverage through Guardian, please complete this document and send it to nationalconversions@glic.com for processing. Additional information on rates, enrollment tiers, and eligibility can be found here. |
| Expand | ||
|---|---|---|
| ||
Health Savings Account (HSA)
Flexible Spending Account (FSA)
Dependent Care Savings Account (DCFSA)
|
| Expand | ||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ||||||||||||||||||||||||||||||
|
Qualifying Life Events
Qualifying Life Events need to be submitted into the Sequoia Benefits Portal within 30 days of the event.
The list of Qualifying Life Events can be found below.
- Loss of other Coverage
- Turning 26 and losing coverage through a parent’s plan
- Marriage
- Divorce
- Birth or Adoption of a Child
- Death in the Family
Additional information on Qualifying Life Events can be found here, and an information video, here.
Submitting a Qualifying Life Event in Lumity
- Log into Sequoia Benefits Portal
- Navigate to the left hand side bar and expand the "Life Events" section in orange
- Select the Appropriate life event
- If applicable select the blue plus icon to add a dependent, providing the relevant details before selecting continue
- Once submitted, the People Ops team will be notified, and your benefits will be approved and updated in Gusto based on the effective date of your change by Emily Cady.
- If the effective date is backdated, you will see additional deductions taken from your next pay cycle based on the contribution changes in your event.
For a video tutorial of the above process, have a look here- Submitting a qualifying life event via the Sequia Benefits Portal [Link to video]
Updating Health Account Contributions
HSA
- HSA contributions can be updated at any point throughout the year. To update your contributions, please follow the steps below.
- Log into Lumity via Okta.
- Select "Update Benefits" → "Health Accounts" → enter your updated contribution.
- Any HSA contribution changes will be effective in the following pay cycle.
FSA
- FSA contributions can only be updated during Open Enrollment or if you experience a Qualifying Life Event.
Dependent Care FSA
- Dependent Care FSA contributions can only be updated during Open Enrollment or if you experience a Qualifying Life Event.
401(k) Employee Retirement Plan
Camunda Inc employees are eligible to participate in the 401(k) retirement plan. Camunda matches 100% of employee contributions up to the first 6% of pay and offers both Traditional and Roth 401(k) plan types. This match has no vesting period, and contributions are made per pay period.
Employees become eligible to participate on their date of hire. All employees are auto-enrolled into the plan at a deferral rate of 2% of total compensation for the traditional 401(k) plan. Employees may choose to opt out of the auto-enrollment to receive a refund within 90 days.
Employees will receive an automated email with instructions for enrolling or declining.
Our plan is managed by Guideline: https://www.guideline.com
If an employee leaves Camunda and has a balance of between $50.01 and $5,000 they will be automatically rolled over to a Guideline IRA.
Medicare- Creditable Coverage
Notification for Medicare eligible policyholders that our prescription drug coverage is “creditable coverage”.
What is Creditable Coverage?
Creditable means that our employer medical plan coverage is expected to pay on average as much as the standard Medicare prescription drug coverage.
We have confirmed that our medical plans are creditable.
Broker of Record: Sequoia
Benefits Management is maintained via Sequoia with the goal of enabling the best possible experience in benefits selection and support.
Benefits Administration Platform
All US Camundi can Log into the two core Sequoia platforms as below:
Sequoia Benefits Portal
Use for: Enrollments and Qualifying Life Events (QLEs)
Sequoia People Platform
Access: https://px.sequoia.com
Use for: Day-to-day benefits info, ID cards, support, and more
Sequoia Mobile App
Access your medical, dental & vision ID cards and high-level plan details - anywhere, anytime. A health insurance advocate is only one-click away (for benefit questions and claims assistance).
Sequoia digital ID cards become available on your plan effective date or shortly after the insurance carriers process your benefit elections (for New Hires / Qualifying Life Events).
Getting Started with the Sequoia mobile App:
You can get the latest version from the Apple App Store or Google Play.
- Invite dependents to join the mobile app.
- If any dependents aren't listed, add them manually by selecting your profile icon > invite dependents.
Additional information on Sequoias' mobile app can be found here.
Sequoia Support
Concierge benefits support including 1:1 Benefit Consults.
Your benefits advocate is available to support with:
- ID cards
- Selecting a health plan that best meets your needs
- Requesting “Continuity of Care” (when switching medical carriers, certain situations qualify for a transitional period where the new health plan would treat medical bills as if you received in-network care)
- Navigating “Prior Authorizations” (medical & prescriptions)
- Understanding spending accounts such as HSA and FSAs
- Finding in-network doctors/providers
- Getting answers to pharmacy coverage questions
- Expediting carrier enrollment for urgent situations
- Navigating insurance claims issues/denials
- Addressing domestic partner benefit questions
- Submitting a qualifying life event (new baby, marriage, divorce, etc.)
- Resetting passwords (for systems we have access to)
- Learning how to enroll in COBRA
- And more...
How to Contact your Sequoia support advocate:
There are 2 main ways to reach Sequoia Support:
- Email camunda@help.sequoia.com
- Via the Sequoia Mobile App or the Sequoia People Platform
- click on your profile picture in the top right
- navigate to "My Advocate"
- Open a case to receive support
Upcoming Sessions and Recordings
| Topic | Format | Audience | Date & Time | Session Length | Recording | Slack Message |
|---|---|---|---|---|---|---|
| Sequoia Lunch and Learn to get up to speed on how to navigate all the features offered by our new broker, get the most out of your benefits, and get support when you need it. | Webinar | All US-based Camundi | July 17, 2024 at 12pm EST | 60 minutes | TBD | TBD |
Additional Resources
Welcome to Cigna Brochure- 2024
Cigna One Guide Pre-Enrollment Flyer
Transitioning to Digital ID Cards
Cigna and weight management support| Page properties |
|---|
On this Page
| Table of Contents | ||
|---|---|---|
|
| Page properties | ||
|---|---|---|
|