Global Camunda: Your World-Class Benefits

At Camunda, we embrace global talent without geographical limitations. Our Total Rewards Philosophy guides how we invest in our people, and a core part of this is Providing Secure Foundations – offering competitive benefits for your holistic well-being. Through our partnership with Remote, an Employer of Record (EOR), we offer competitive benefits across multiple countries.

This page outlines the countries where we currently operate, detailing both statutory (legally required) and supplemental (Camunda-enhanced) benefits for each location. These packages, curated by Remote, are designed to be competitive and compliant, ensuring you have the support and peace of mind to thrive. We continuously assess and update our offerings to attract and retain top talent worldwide.

While we strive to keep this list current, we're often expanding. If your country isn't listed, please reach out – we're always exploring opportunities to support our diverse, distributed workforce.

These benefits are one important part of your overall Total Rewards at Camunda, aligned with our F.A.I.T.H. values.

How to use this page:

  • Candidates: Use the "Benefits at a Glance" table for a quick overview. Contact your People Connect Specialist or Recruiter for more.
  • Camundi: Use the table or jump to your "Country Details" section for specifics and enrollment info.
  • Talent Acquisition: If a candidate's country isn't listed, please tag Wesley Hattingh in #people-team-confidential.

If you have any questions related to using/accessing your benefits please consider the support mechanisms below:

  • Employees:
    • Self-serve by referring to the resources described here- "Where Can I see my benefits?"
    • Reach out to a human at Remote- they are your first line of support and can be emailed using help@remote.com, or by using the live chat feature in the Remote app (IOS | Android)
    • The TR team is always there for extra support, because your experience is important to us! ; If the support team is unable to resolve your query satisfactorily, or if there is a delay, please message in #ask-people-team in Slack and tag Wesley Hattingh for escalation.
  • Candidates:
    • Please reach out to your People Operations or your Talent Acquisition Partner for more information

Note: Talent Acquisition: If a country is not listed here, please tag Wesley Hattingh in #people-team-confidential to review, providing a summary of where the candidate is at in the hiring process.

Benefits at a Glance

This table provides a high-level overview of the supplemental benefits we proudly offer, designed to provide secure foundations. Note: "Statutory" under Pension Highlight means the primary plan is the legally required one; details are in the country section. All benefits are subject to local availability and specific plan terms

CountryHealth InsuranceLife Insurance (from '25)Pension Key AllowancesMore Details
Albania flag: Albania Allianz Premium$100k AllianzStatutory---[Link]
Australia 🇦🇺Allianz Premium + BUPA Option$100k Allianz11.5% Superannuation---[Link]
Austria 🇦🇹Allianz Premium$100k AllianzStatutory€25 WFH[Link]
Belgium 🇧🇪Allianz Premium$100k Allianz13th Month, Statutory€40 WFH, Vouchers[Link]
Brazil 🇧🇷SulAmérica PremiumLife Insurance- 12 x salary13th Month, StatutoryMeal/Grocery[Link]
Canada 🇨🇦Canada Life (Std)1x Salary3% Match RRSP---[Link]
Croatia 🇭🇷Allianz Premium$100k AllianzStatutory---[Link]
Cyprus 🇨🇾Allianz Premium$100k AllianzStatutory---[Link]
Czech Rep 🇨🇿Allianz Premium$100k AllianzStatutoryWFH Allowance[Link]
Denmark 🇩🇰Allianz Premium$100k Allianz8% Emp / 4% EeHoliday Bonus[Link]
Egypt 🇪🇬Allianz Premium$100k AllianzStatutory---[Link]
Estonia 🇪🇪Allianz Premium---Statutory---[Link]
Finland 🇫🇮Allianz Premium$100k AllianzStatutoryHoliday Pay[Link]
France 🇫🇷Alan (50/50 Share)---Statutory€50 WFH/Hardship, Phone[Link]
Greece 🇬🇷Allianz Premium$100k AllianzStatutory€28 WFH[Link]
Hungary 🇭🇺Allianz Premium$100k AllianzStatutory---[Link]
India 🇮🇳ICICI Lombard (Plum)---StatutoryMeal Vouchers[Link]
Ireland 🇮🇪Irish Life€100 Allowance10% Employer Total---[Link]
Italy 🇮🇹Allianz Premium$100k Allianz13/14th Month, TFR€50 WFH[Link]
Malta 🇲🇹Allianz Premium$100k AllianzStatutory---[Link]
Netherlands 🇳🇱Allianz Premium---Occupational Scheme8% Holiday Pay[Link]
New Zealand 🇳🇿Allianz Premium$100k Allianz3% KiwiSaver---[Link]
Nigeria 🇳🇬Allianz Premium---Statutory---[Link]
Philippines 🇵🇭Allianz Premium$100k Allianz13th Month, SSSMeal/Rice/Laundry[Link]
Poland 🇵🇱Allianz Premium$100k Allianz1.5% PPKPLN 100 WFH[Link]
Portugal 🇵🇹AdvanceCare/Tranquilidade$100k AllianzStatutory€50 WFH, Meal Card[Link]
Romania 🇷🇴Allianz Premium$100k AllianzStatutory---[Link]
Serbia 🇷🇸Allianz Premium$100k AllianzStatutoryMeal/WFH[Link]
Spain 🇪🇸Allianz Premium$100k AllianzStatutory€17 WFH[Link]
South Africa 🇿🇦Discovery PriorityStatutory Life5% MatchDependent Allowance[Link]
Sweden 🇸🇪Allianz PremiumBliwa LifeStatutoryHoliday Allowance[Link]
Switzerland 🇨🇭Full Local (Premium)StatutoryAge-based Pension---[Link]
Thailand 🇹🇭Allianz Premium---Statutory---[Link]
Turkey 🇹🇷Allianz Premium$100k AllianzStatutory---[Link]
UAE 🇦🇪Allianz Premium---GPSSA (Nationals)---[Link]

How to Use Your Allianz Benefits

  1. Enrollment:
  2. Adding Dependents:
    • Log into your ThanksBen account
    • Go to the Allianz benefit tile in the "Benefits" tab
    • Scroll to "Cover Your Family" section
    • Add partner and/or children's information
    • Select number of family members to include
    • Review additional cost and click "Save & Exit"
    • You have 30 days from your start date to add dependents
  3. Opting Out:
    • You can opt out through the ThanksBen platform
    • Click the "Opt Out" button on the Allianz benefit tile
    • Note: If you opt out, you can only opt back in at the next renewal in May
  4. Viewing Your Coverage:
    • Log into your ThanksBen account
    • Go to the "Benefits" tab for policy documentation and information
  5. Using Your Insurance:
    • After enrollment, you'll receive a welcome email from Allianz with your policy number
    • Use this number to log into the Allianz platform or MyHealth app
    • You can claim treatments retroactively to your start date

Note: While Allianz enrollment confirmation may take 4-8 weeks, your coverage is effective from your start date.

Our Global Standards & How to Access Your Benefits

To provide robust support and peace of mind, we offer these enhanced supplemental benefits as our Global Standards in many locations. These programs are designed to offer security and support your holistic well-being, reflecting our commitment to you:

  • Allianz Premium Health Insurance:

    • What: A comprehensive international health insurance plan offering comprehensive support for a wide range of medical services. It allows you to see any licensed medical provider worldwide, giving you peace of mind.
    • Details: Refer to the Allianz Premium section and your Table of Benefits for specific coverage details.

  • Allianz Comprehensive Life Insurance:

    • What: This is a fully company-paid benefit designed to provide a significant layer of financial security for you and your loved ones.
    • Coverage Amount: Provides $100,000 USD in coverage.
    • Protection Includes: The plan encompasses:
      • Life Insurance
      • Accidental Death & Dismemberment (AD&D)
      • Permanent Disability protection
    • Effective Date: This valuable coverage is effective from January 1, 2025.
    • Where: Available in many countries (refer to the "Benefits at a Glance" table for your specific location).

Accessing Your Benefits - Getting Started:

We want your benefits to be easy to understand and engage with. Here’s how to access them, whether you're on our Global Standard plan or a specific local arrangement:

  • For Allianz Health (Global Standard): Enrollment and management typically happen via:

    • ThanksBen: You'll receive an invitation email from hello@thanksben.com. Use it to enroll, select benefits, and, in line with our commitment to Flexibility, add dependents. You generally have 30 days from your start date to add dependents.
    • Allianz MyHealth App / Portal: Once enrolled, you'll get a policy number from Allianz. Use their app or portal to find providers, submit claims, and manage your plan.

  • For Local Solutions: In some countries, we partner with leading local providers for tailored benefits. Enrollment details are provided upon hiring. Access these plans via:

If you haven't received enrollment info, contact help@remote.com for clear guidance.

Country Details

Australia (AU)

  • Statutory Snapshot:
    • Superannuation: 11.5% (rising to 12% by July 2025) Employer contribution.
    • Workers Comp: Varies (VIC: 3.04%, NSW: 0.7%, NT: 1.27% ).
  • Supplemental Highlights:
    • Health: Allianz Premium (See Global Standards) + optional BUPA.
    • Life: $100k Allianz (See Global Standards).
  • Full Details: [https://remote.com/benefits-guide/australia]

Albania

Austria (AT)

  • Statutory Snapshot:
    • Pension: 12.55% Employer contribution.
    • Health Insurance: 3.78% Employer contribution.
    • Accident Insurance: 1.10% Employer contribution.
    • Housing Subsidy: 0.5% Employer contribution.
    • Employee Provision Fund: 1.53% Employer contribution.
    • Family Burden Equalization Fund: 4.1% Employer contribution.
    • Unemployment Insurance: 2.95% Employer contribution.
    • Insolvency Insurance: 0.1% Employer contribution.
    • 13th & 14th Month Salaries (paid monthly).
    • Note: 38.5 + 1.5 'Overtime' logging required in Remote due to CBA laws.
      • Due to recent changes outlined in the Austria CBA employment laws we require Camundi based in Austria to add their working hours to Remote up to 38.5 with the remaining 1.5 hours added as ‘Overtime'.

      • You will need to add 1.5 hours of overtime into the remote.com platform each week. To do so follow this guide from remote.com. Reach out to people-operations@camunda.com if you have further questions

  • Supplemental Highlights:
    • Health: Allianz Premium (See Global Standards).
    • Life: $100k USD Allianz (See Global Standards).
    • WFH Allowance: EUR 25 net/month (Requires teleworking agreement).
      • Flexible Use: Helps cover your essential remote work expenses—from high-speed internet to digital productivity tools
      • Automatic Payment: No applications or expense reports needed once you're enrolled
      • Getting Started: You'll receive a simple teleworking agreement (post onboarding or if you are an existing employee prior to Jun 25, a new agreement) to sign that formalizes your remote work arrangement and unlocks this monthly benefit. The agreement covers workspace safety guidelines and confirms your primary work location.
  • Full Details: Remote's Austria Benefits Guide.

Belgium (BE)

  • Statutory Snapshot:
    • Yearly Premium/Bonus: €323.69.
    • Accident Insurance: 0.3% Employer contribution.
    • Eco-vouchers: €250.
    • Health Insurance: 3.80% Employer contribution.
    • Unemployment Insurance: 1.46% Employer contribution.
    • 13th Month Salary (paid monthly).
    • Work from Home Allowance: €40 per month.
  • Supplemental Highlights:
  • Full Details: Remote's Belgium Benefits Guide.

Brazil (BR)

  • Statutory Snapshot:
    • Meal Vouchers: 660 BRL/month via Flash
    • Mandatory Health Check: 240 BRL.
    • National institute of social security (INSS): 20% Employer contribution.
    • Pension FGTS: 8% Employer contribution.
    • Work Accident Insurance (RAT): 3% Employer contribution.
    • Education contribution: 5.8% Employer contribution.
    • 13th Month Salary (paid monthly).
    • Life Insurance: 186.60 BRL/year.
    • Dental Insurance: 27 BRL/month.
    • Grocery Voucher: 148.94 BRL.
  • Supplemental Highlights:
    • Health: SulAmérica Premium Tier.
    • Life Insurance- 12 x salary
      • Provides coverage equal to 12 times the employee's salary in the event of death, special compensation for accidents, permanent total or partial disability due to an accident, and family funeral assistance up to BRL 5,000.
  • Full Details: Remote's Brazil Benefits Guide.

Canada (CA)

  • Statutory Snapshot:
    • Pension (CPP): 5.95% Employer contribution.
    • Employment Insurance: 2.324% Employer contribution.
    • Workers Compensation: 1.42% Employer contribution.
  • Supplemental Highlights:
    • Health/Vision/Dental: Canada Life Standard Plan.
    • Life/AD&D: 1x annual earnings (max $250k); Dependent Life: $5k spouse / $2.5k child.
    • Disability: STD (66.7%, max $900/wk) & LTD (66.7%/50%, max $5k/mo).
    • Retirement (RRSP): 3% Employer Match (3% Employee voluntary).
    • How: Use My Canada Life at Work. RRSP via Groupnet Canada life portal.
  • Full Details: Remote's Canada Benefits Guide.

    • Administrative Benefits Details:

        • All Health (Medical, Vision, Dental) coverages and enrollments can be seen within the Canada Life platform. Dependents can also be added via this platform.
        • RRSP contributions are managed through the Groupnet Canada life portal. Employees will be able to set a deduction per payroll or per month and can be amended at any time. These credentials are provided to employees at the time of onboarding via Remote.
      • i.e., those who are now eligible for the RRSP contribution who may not have had this product prior to 2024, please follow the enrolment details sent out by remote. 

      • Step 1 - Enrolling:

        • Enrolling is the first step in accessing your retirement benefits
        • To enroll, go to mycanadalifeatwork.com
        • You can access the enrollment portal with the following credentials:
        1. Access ID: 2012179
        2. Password: WGzb27vf

        Step 2 - Registering:

        • You will be able to register after you finish enrolling
        • You can register online at www.my-canadatalk.com/sign-in
        • You will need your policy number (75452) and certificate.

        However, note that post enrolment, you may be required to contact Canada Life and ask that they merge your existing account (health insurance) with the new account for RRSP.

        • You can contact them on 1-800-465-0517


Croatia (HR)

Cyprus (CY)

  • Statutory Snapshot:
    • General Health System (GHS): 2.90% Employer.
    • Social Insurance Fund: 8.8% Employer.
    • Social Cohesion Fund: 2% Employer.
    • Redundancy Fund: 1.2% Employer.
    • Training & Development Fund: 0.5% Employer.
  • Supplemental Highlights:
  • Full Details: Remote's Cyprus Benefits Guide

Czech Republic (CZ)

    • Statutory Snapshot:
      • Pension: 21.5% Employer contribution.
      • Health Insurance: 9% Employer.
      • Disability Insurance: 2.1% Employer.
      • Health Checks: 1,645 CZK.
      • Work from Home Allowance: 3,300 CZK.
      • Work Accident Insurance: 0.56%.
      • Unemployment Insurance: 1.2% Employer.
    • Supplemental Highlights:
    • Full Details: Remote's Czech Republic Benefits Guide.

Denmark (DK)

  • Statutory Snapshot:
    • Holiday Bonus: 1% annual salary (May).
    • Great Prayer Day Payout: 0.45% annual salary.
    • Various Funds: ATP, AUB, FerieKonto, Barselsfond, Arbejdsskadeforsikring, 
    • Finansieringsbidrag
  • Supplemental Highlights:
  • Full Details: Remote's Denmark Benefits Guide.
  • 8% Camunda contribution, 4% employee contribution (mandatory min)

  • Consolidating Previous Pensions

    • Employees can consolidate previous pension plans with their Camunda sponsored pension

    • Contact Söderberg & Partners at pension@soderbergpartners.dk (Remote's pension broker in Denmark)

    • Provide details of your previous pension plan(s)

    • Söderberg & Partners will manage the entire transfer process

  • Adjusting Contribution Amounts

    • Employees can modify their personal contribution above the standard 4%:

    • Email your request to Söderberg & Partners at pension@soderbergpartners.dk

    • Specify your desired contribution percentage


Egypt (EG)

  • Statutory Snapshot:
    • Accident insurance: 1.50% Employer.
    • Health insurance: 3.25% Employer.
    • Loss of income Insurance: 1% Employer.
    • Old age, disability & life insurance: 12% Employer.
    • Unemployment Insurance: 1% Employer.
  • Supplemental Highlights:
  • Full Details: Remote's Egypt Benefits Guide

Estonia (EE)

  • Statutory Snapshot:
    • Health Insurance: 13% Employer.
    • Social Security (Incl. Pension): 20% Employer.
    • Unemployment Insurance Fund: 0.8% Employer.
    • Mandatory Health Check: EUR 7.92.
  • Supplemental Highlights:
  • Full Details: Remote's Estonia Benefits Guide.

France (FR)

  • Statutory Snapshot:
    • Mandatory Occupational Health Cost: €170.
    • Accident Insurance: 0.77% Employer.
    • Health Benefits (parental, disability, life): 13% Employer.
    • Trade Union/APEC/Housing Contribution: 0.02%, 0.036%, 10% Employer.
    • Pensions (Tiered): 8.55%/2.02% & 6.22%/14.78% Employer.
    • WFH/Hardship Allowance: €25 + €25 / month.
    • Family Benefits: 5.25% Employer.
    • Complementary Incapacity/Death Insurance (Tiered): 1.28%/1% Employer.
  • Supplemental Highlights:
    • Health: Alan (50% Camunda / 50% Employee +€37 each).
    • Phone Allowance: €75 (customer-facing roles).
    • Incapacity Allowance: €50.
  • Full Details: Remote's France Benefits Guide.

Finland (FI)

  • Statutory Snapshot:
    • Annual Holiday Pay/Bonus: 5% annual wages (April).
    • Group Life Insurance: 0.06% Employer.
    • Health Insurance: 1.16% Employer.
    • OHS Occupational Health & Safety: €60/month Employer.
    • Pension Insurance: 18.70% Employer.
    • Unemployment Insurance: 2.07% Employer.
    • Workers compensation insurance: 0.07% Employer.
  • Supplemental Highlights:
  • Full Details: Remote's Finland Benefits Guide.

Greece (GR)

Hungary (HU)

India (IN)

  • Statutory Snapshot:
    • Employer Provident Fund: 12% Employer + 0.5% Admin.
  • Supplemental Highlights:
    • Health: ICICI Lombard via Plum (Platinum Premium - covers spouse + 4 children).
    • Can be upgraded to Diamond at the cost of the Camundi
    • Meal Vouchers: 2,200 INR/month via Pazcare (Flexi Benefit).
  • Full Details: Remote's India Benefits Guide.

Ireland (IE)

  • Statutory Snapshot: (refer to Remote guide).
  • Supplemental Highlights:
    • Health: Irish Life (Employee only; dependents at own cost; opt-out allowance €250 taxable please contact Total Rewards in slack in #ask-people-team).
    • Pension: DC Scheme via Irish Life; 5% match + 5% cash allowance = 10% total. (Moving to 10% match + 5% additional in 2025 ). Access via pensionplanetinteractive.ie.
    • Life/Income Protection: €100/month taxable allowance.
      • As Remote does not currently have a group plan for Life & Income Protection, Camunda will supplement the benefit to employees via an allowance of 100 EUR per month for employees to obtain their own coverage
  • Full Details: Remote's Ireland Benefits Guide.
  • All employees will auto opt into a DC pension scheme managed by Irish Life, the scheme operates at a 5% employee / 5% employer match.
    • In addition to this employees will receive a cash allowance of 5% to supplement the legacy contribution of 10%. This means that the total cost of the employer contribution is 10%.
    • If you would like to opt out of the scheme or increase your contributions through an AVC (additional voluntary contribution):
      • Please email help@remote.com
      • Kindly note that opting out of the pension scheme will also remove the 5% cash allowance offered by Camunda.
  • Following enrollment into the scheme Camundi will receive an email from Irish life to sign into https://www.pensionplanetinteractive.ie/empower/login, this dashboard enables you to see an overview of your pension contributions etc.
    • Access will be sent typically 1-2 weeks following your first payroll run.
    • Funds are added mid month for the following months payroll, eg if you are paid on the 25th of January, you will see funds in the system in mid-February.



Italy

Statutory Benefits

  • Social Security (INPS): 30.11% of base annual salary Employer funded

  • INAIL (Injuries Insurance): 1.5% of annual salary Employer funded
  • TFR: 7.41% of base annual salary Employer funded
  • Mandatory occupational safety: 58.67 EUR/annum Employer funded
  • Mandataory Occupational Health cost: 91.76 EUR/annum Employer funded

    • Mandatory Annual Health checks: To take place within 60 days of hire. Remotes lifecycle team will reach out following your onboarding Employer funded

  • 13th & 14th Month Salaries: Additional 2 months salary each year, total of which is divided by 12 and paid in monthly salary

Supplemental Benefits

1 An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Italy via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

3. WFH Allowance (Required by Remote from 1 Jun 25)

  • Monthly Support: EUR 50 gross added directly to your payslip each month
  • Essential Coverage: Specifically designed to offset your electricity and internet expenses while working from home
  • Fair & Flexible: Full-time team members receive the complete allowance, with proportional amounts for part-time colleagues
  • Automatic Payment: Seamless monthly addition to your regular compensation
  • Getting Started: To activate this benefit, you'll need a signed telework agreement that formalizes your remote work arrangement. If you haven't signed one previously, you'll receive a prompt to complete this simple step.

Malta

Statutory Benefits

  • Maternity/adoption leave trust claim: 0.3% of base annual salary
  • Social Security Contribution (Class I): 10% of base annual salary
  • Mandatory Government Bonus: 3x per year as defined each year. 

Supplemental Benefits

1 An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Malta via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

Netherlands

Statutory Benefits

  • Health Insurance: 6.57% of base salary Employer funded

  • Holiday Bonus: 8% of salary per year

  • Disability Insurance: 7.54% of base salary Employer funded

  • Long Term Sickness: €29 per month Employer funded

  • Work Resumption Premium: 0.75% Employer funded
  • Childcare Contribution: 0.50% Employer funded
  • Unemployment Insurance: 2.64% Employer funded
  • Occupational Pension Scheme: 15.8% Employer funded

Supplemental Benefits

An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

1.Healthcare:

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Netherlands via Remote as part of our commitment to offer competitive benefits. Camunda pays for for this offering, but the employee pays tax on the amount Camunda pays, as it is treated as a ‘benefit in kind’. If the employee wants to add dependents they would do so at their own cost. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

You must enroll in the international plan to be eligible for the Local plan during annual renewal. 

2. Pension: 

  • We are required to participate in the occupational pension plan and you will be auto-enrolled on hire. 
  • The total premium for the Remote pension plan is currently equal to 20.0% (defined contribution).
  • The current division between employer and employee of this 20.0% is 15.2% employer and 4.8% employee.
    • The minimum requirements for a Dutch pension scheme for payroll companies are set in the act “Wet Arbeidsmarkt in Balans”. As it is set in the legislation as well, Remote B.V. will charge the so-called “norm premie” (norm premium) to its clients for the employees involved; the employer’s norm premium is set for 2023 at 15.7% of the Pension base salary. The pension base salary equals the fixed annual salary (max. € 128,810 for 2023) deducted with the so-called “franchise”, which compensates the pension income from social security. The franchise level for 2023 is € 16,322.So in practice the contributions = (income (up to €128,810 max) - franchise €16,322) * 15.2%

3. 30% Ruling:

From January 1, 2024, changes to the Netherlands' 30% ruling tax regime for expats are expected to take effect, as approved by the Dutch House of Representatives under the 2024 Budget Law bill:

  • A graduated scheme will replace the current 5-year 30% ruling. New applicants will get a tax-free allowance of 30% of their salary for the first 20 months, 20% for the next 20 months, and 10% for the last 20 months.
  • A transitional arrangement will be available for employees with a 30% ruling in the December 2023 payroll, allowing them to continue with the existing scheme, without the new modifications.
  • All new Camundi will receive the graduated scheme of 30% of their salary for the first 20 months, 20% for the next 20 months, and 10% for the last 20 months.

4. Holiday Pay:

In the Netherlands, holiday pay ("vakantiegeld") is a statutory benefit, meaning employers are legally required to provide it. This typically amounts to 8% of an employee's gross annual salary and is paid in addition to their regular base pay. For Camunda employees managed through Remote.com, this holiday pay is incorporated directly into their monthly paychecks, rather than being paid as a single annual lump sum which is also a common practice in the Netherlands.

New Zealand

Statutory Benefits


  • Accident Compensation Cover (working safer): 0.08% Employer funded

  • Accident Compensation Cover (Work Levy): 0.19% Employer funded

  • KiwiSaver Pension Fund: 3% Employer funded 

Supplemental Benefits

1 An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in New Zealand via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

Nigeria

Statutory Benefits

  • Accident Insurance (NSITF): 1% of base salary
  • Formal sector social health insurance programme (FSSHIP): 10% of base salary
  • Industrial training levy (ITF): 1% of base salary
  • Pension scheme (CPS): 10% of base salary

Supplemental Benefits

An extensive summary of all specific benefits coverage can be found via the Remote Benefits Page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Nigeria via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

Philippines

Statutory Benefits

  • Employee's Compensation Program: 30 PHP Employer funded
  • WISP: 950 PHP Employer funded

  • Health Insurance: 2.5% Employer funded

  • Home Development Mutual Fund: 2% Employer funded and 2% Employee funded

  • Laundry Allowance: 300PHP per month Employer funded

  • Meal Allowance: 2,948PHP per month Employer funded

  • Rice Subsidy: 2,000PHP per month Employer funded

  • Social Security System: 10% Employer funded

  • 13th Month Salary: Additional 1 month salary each year, total of which is divided by 12 and paid in monthly salary

Supplemental Benefits

1 An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Philippines via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

Poland

Statutory Benefits

  • Work From Home Allowance: PLN 100/month

  • PPK Pension: 1.5% Employer contribution

  • Disability Insurance: 6.5% of base salary per month Employer funded

  • Pension Insurance: 9.76% Employer funded

  • Guaranteed Employee Benefits Fund: 0.1% Employer funded

  • Accident Insurance: 1.67% Employer funded

  • Mandatory Health check: 219PLN per year Employer funded

  • Labour Fund: 2.45% of base pay per month Employer funded

Supplemental Benefits

1 An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Poland via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium! 

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

Portugal

Statutory Benefits

  • Work Accidents Insurance: 0.36% of base pay per month Employer funded

  • Mandatory Health check: €50 per year Employer funded

  • Work from Home Allowance: €50 per month Employer funded (€22 of this will be tax-exempt, and tax will be deducted on €28)

  • Social Security: 23.75% Employer funded 

Supplemental Benefits

1 An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance (Premium Plan). We are supplementing an additional health plan in Portugal via Remote as part of our commitment to offer competitive benefits. 

2. In addition to the above we also offer a Meal Card subsidy of 7.63 euros per working day.

3. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

Romania

Statutory Benefits

  • Pension: 25% Employee contribution

  • Health Insurance: 10% Employee funded

  • Mandatory Health check: 84RON per year Employer funded
  • Medical Leave Indemnities: 0.47% Employer funded 
  • Work accident or professional disease indemnities: 0.05% Employer funded
  • Work Insurance: 1.08% Employer funded
  • Romanian Guarantee Fund: .27% Employer funded 
  • Unemployment: .38% Employer funded 
  • Work Medical Certificate: 50RON on top of base salary, Employer funded

Supplemental Benefits

1 An extensive summary of all specific benefits coverage can be found via the Remote Benefits Page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Romania via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

Serbia

Statutory Benefits

  • Annual Leave allowance: 1000 RSD/month
  • Health Insurance: 8.33% Employer funded 
  • Pensions & Disability: 8.33% Employer funded
  • Meal Allowance: 1000 RSD/month
  • Work from home allowance: 5,800 RSD (net)/month

Supplemental Benefits

1 An extensive summary of all specific benefits coverage can be found via the Remote Benefits Page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Serbia via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

Spain

Statutory Benefits

  • Vocational Education & Training: .60% Employer funded
  • Occupational Health Cost: 69 EUR Employer funded
  • Occupational accident & Professional Disease: 1.65% on top of salary Employer funded
  • Work-from-home allowance of €17 per month
  • Wage Guarantee Fund: .20% Employer funded
  • Unemployment: 5.50% Employer funded

Supplemental Benefits

1. An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Spain via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

South Africa

Statutory Benefits

  • Provident Fund (Pension): consists of a mandatory 5% of salary employee contribution with a 5% employer match.

  • Other Insurance:
    • Life Insurance: 1.02% of pensionable salary (100% employer paid)
    • Income Continuation: 0.55% of pensionable salary (100% employer paid)
    • Serious Illness Coverage: 0.41% of pensionable salary (100% employer paid)
    • Family Funeral Coverage: R32,10 per employee (100% employer paid)
  • Unemployment: 1% of pensionable salary (employer paid)
  • Workers Compensation: 0.19% of pensionable salary (employer paid)

An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

Supplemental Benefits

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance. The plan selected by Camunda is the Priority Plan. Employees are covered 100%. As we are not able to cover dependents directly, Camunda will offer an allowance to employees covering dependents on the Priority Plan in the following monthly amounts: R4,571 (R4,158 in 2024) for adult dependents and R2,318 (R2,108 in 2024) for child dependents.

Employees can upgrade to the Comprehensive plan via remote for themselves and their dependents at their own cost.

We are supplementing an additional health plan in South Africa via Remote as part of our commitment to offer competitive benefits.

Sweden

Statutory Benefits

  • Accident insurance (Arbetsskadeavgift): 39.24SEK on top of salary, Employer funded
  • General payroll tax (Allmän löneavgift): 11.62%, Employer funded
  • Health insurance (Sjukförsäkringsavgift): 3.55% of annual base salary, Employer funded
  • Holiday Allowance (semesterlön): 0.43% of monthly salary, Employer funded 
  • Parental insurance (Föräldraförsäkringsavgift): 2.6% of annual base salary, Employer funded
  • Statutory retirement pension (Ålderspensionsavgift): 10.21% of annual base salary, Employer funded
  • Survivors' pension (Efterlevandepensionsavgift): 0.6% of annual base salary, Employer funded
  • Unemployment and labour market contribution (Arbetsmarknadsavgift): 2.64% of annual base salary, Employer funded

Supplemental Benefits

An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

Medical:

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Sweden via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

Occupational Life Insurance through Bliwa: (New from 1 Jan 2025)

  • Basic amount is SEK 352,800 (6x Price Base Amount -PBA) for death before age 55 or if there are children under 17.
  • Reduces to 1 x PBA between ages 64 and 65.
  • Cost 100% Covered by Camunda

Switzerland

Statutory Benefits

  • Accident/ Life Insurance: 0.5% Employer funded

  • OASI (pension): 5.3% of base salary per month Employer funded

  • Provident Fund: 5% Employer funded 

  • Daily Sickness Allowance: 0.41% to 0.673% age and gender dependent Employer funded

  • Family Compensation Fund: 1.6% of base annual salary Employer Funded. 
  • Unemployment: 1.10% Employer funded 

  • Additional Pension:

Age

% contribution of Pensionable pay

25-34

7%

35-44

10%

45-54

15%

55-65*

18%

*contributions for women cease at 64

Supplemental Benefits

An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Full Local Plan (Premium). We are supplementing an additional health plan in Switzerland via Remote as part of our commitment to offer competitive benefits. Employees who would like to opt out of the medical plan, are also eligible for a taxable cash-in-lieu option of 650 EUR/ 600 CHF (604/560 in 2024) per month.

Thailand

Statutory Benefits

  • Social Security Fund (SSF) - 5% of employee's monthly salary (maximum contribution of THB 750 per month)⁠ Employer funded

  • Workmen’s Compensation Fund - 0.2% to 1% of annual wages Employer funded

Supplemental Benefits

An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Thailand via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

Turkey

Statutory Benefits

  • Unemployment insurance: Calculated at 2% (monthly) on top of the salary which is capped at 900,270TRY per annum
  • Social Security Institution (SSI) - Sosyal Güvenlik Kurumu (SGK): Calculated at 15.5% on top of the salary which is capped at TRY900,270 per annum

Supplemental Benefits

1. An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in Turkey via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!

2. Life Insurance (New for 2025):

  • Allianz Comprehensive Coverage: $100,000
  • Fully company-paid benefit
  • Includes Life Insurance, Accidental Death & Dismemberment, and Permanent Disability protection
  • Effective January 1, 2025

United Arab Emirates

Statutory Benefits

  • Pension fund "GPSSA" contribution (for UAE nationals only): 26% of base salary- 15% Camunda paid, 11% Employee paid

Supplemental Benefits

An extensive summary of all specific benefits coverage can be found via the Remote benefits page.

We have also worked with Remote to supplement the above statutory benefits with Enhanced Health Insurance, both International and Local. The plan selected by Camunda is the Premium Plan. We are supplementing an additional health plan in UAE via Remote as part of our commitment to offer competitive benefits. For more information about getting the most out of your premium plan, have a look here- Allianz Premium!


Frequently asked questions

 1. Can I add dependents to my Allianz Premium Plan (review your country to determine the provider relevant in this region)

  • Camunda has chosen to implement the Allianz premium plan or where available specific local plans (here depending on country norms and expectations we may additionally provide cover to dependents)
  • As part of your benefits package, Camunda covers the cost of your premium, however you can always add additional dependents. 
  • To add a dependent, please review the following documentation provided by Remote. 

 2. Is the Allianz health insurance benefit taxable?

  • Yes, in most cases, the Allianz health insurance benefit is considered a taxable benefit in kind. This is because it is typically offered in addition to state-provided health insurance in most countries where it's available.




DRIWesley Hattingh


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