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Camunda Inc Employees
Thank you for being a part of our team.
Your health and wellbeing are important to us. We are proud to offer benefits for you and your family members that demonstrates that commitment. Many offerings are available, including medical, flexible spending and dependent care accounts, life and disability insurance, and other perks.
The below information is meant to provide additional information about each of the benefits available to you.
Please send your benefits questions to brittany.rohde@camunda.com.
2023 Camunda Inc. Benefits
Open Enrollment for 2023 benefits will take place from November 17th to December 1st. This will be a passive enrollment for medical, dental, vision, and voluntary life insurance. Meaning, if you do not want to change your benefit elections from 2022 for you or your dependents, they will carry over to 2023. The effective date of the 2023 benefits is January 1, 2023.
- Any employee who wants to participate in a FSA or Dependent Care FSA must actively elect this benefit for 2023 during open enrollment. A passive enrollment is not an option for FSA or Dependent Care FSA elections.
For a summary of the 2023 benefits and costs, please see the Camunda 2023 Benefit Summary. A summary of how the plans changed from 2022 to 2023 can be found in the following document.
The People team and EBS (our benefits broker) hosted an Open Enrollment meeting on November 17th at 1 pm ET. A recording of this session can be found using the following link.
Summary Plan Descriptions for 2023:
BCBS PPO HRA - Summary of Benefits
BCBS PPO HRA - Summary Plan DescriptionDocument
BCBS PPO - HSA Summary of Benefits
BCBS PPO - HSA Summary Plan Document
Medical ID Cards for 2023
BCBS is making a change to the pharmacy benefit manager (PBM) effective January 1, 2023. Because of the PBM change, all members with pharmacy benefits will be receiving new ID cards with the information pharmacies will use to process prescriptions. BCBS has started sending those cards in 2022 to ensure members have them in hand for January 1.
Here’s What You Need to Know
- Members should continue to use their current ID cards until January 1.
- Starting January 1, members can dispose of their old ID card and use the new card.
- Members using the digital ID card on MyBlue will see the new card starting January 1. MyBlue Member App FAQ
- Pharmacies have been told about the PBM change and will have the necessary information to process prescriptions both before and after January 1.
- If members are impacted by any other changes (ex: change to mail service pharmacy), they will be receiving letters from BCBS in November letting them know what they need to do.
For more information about the PBM change, you can visit bcbsma.info/pharmacyupdate.
2022 Camunda Inc. Benefits
| Benefit Type | Provider | Group ID | Employee Cost per Pay Period | Additional Information | Phone Number | Website | |
|---|---|---|---|---|---|---|---|
| Medical- Preferred Blue® PPO $2000 Deductible | Blue Cross Blue Shield | 002375437 | Individual | $39.78 | $150 Weight Loss & Fitness Reimbursement Ahealthyme rewards, up to $400 annually. Out of Network costs are not covered by the HRA. Any out of network visits will be an additional cost on top of the $250/$500 deductible. | 1(800)262-2583 | www.bluecrossma.org |
| Individual + Spouse | $119.34 | ||||||
| Individual + Child(ren) | $107.08 | ||||||
| Family | $240.62 | ||||||
| Medical- Preferred Blue® PPO Saver $3000 | Blue Cross Blue Shield | 002375439 | Individual | $0.00 | $150 Weight Loss & Fitness Reimbursement Ahealthyme rewards, up to $400 annually. | 1(800)262-2583 | www.bluecrossma.org |
| Individual + Spouse | $0.00 | ||||||
| Individual + Child(ren) | $0.00 | ||||||
| Family | $0.00 | ||||||
| Dental | MetLife | 5974529 | Individual | $0.25 | Orthodontia coverage for dependent children up to age 19 | 1-800-942-0854 | https://www.metlife.com/insurance/dental-insurance/ |
| Individual + Spouse | $5.75 | ||||||
| Individual + Child(ren) | $6.00 | ||||||
| Family | $9.75 | ||||||
| Vision | VSP | 30101179 | Individual | $3.70 | 1-800-877-7195 | https://www.vsp.com/ | |
| Individual + Spouse | $5.92 | ||||||
| Individual + Child(ren) | $6.05 | ||||||
| Family | $9.75 | ||||||
| Basic Life Insurance | SunLife | 942995 | Employee | $0.00 | 1.5x your annual earnings, up to $250,000 | N/A | https://www.sunlife.com/en/ |
| Voluntary Life Insurance | SunLife | 942995 | Employee | Varied | N/A | https://www.sunlife.com/en/ | |
| Accidental Death (AD&D) | SunLife | 942995 | Employee | $0.00 | 1.5x your annual earnings, up to $250,000 | N/A | https://www.sunlife.com/en/ |
| Short Term Disability (STD) | SunLife | 942995 | Employee | $0.00 | 100% of pre-disability weekly base salary | N/A | https://www.sunlife.com/en/ |
| Long Term Disability (LTD) | SunLife | 942995 | Employee | $0.00 | 60% of pre-disability monthly base salary | N/A | https://www.sunlife.com/en/ |
| Flexible Spending Account (FSA) | Health Equity | 5569006 | Employee | Varied | Camunda employees can choose to divert up to $2,850 pre-taxed dollars from their salary to a Healthcare Flexible Spending Account annually | 866-346-5800 | https://my.healthequity.com/ |
| Dependent Care Account (DCRA) | Health Equity | 5569006 | Employee | Varied | Camunda employees can choose to divert up to $5,000 pre-taxed dollars from their salary to a Dependent Care Flexible Spending Account annually | 866-346-5800 | https://my.healthequity.com/ |
| Health Savings Account (HSA) | Health Equity | 5569006 | Employee | Varied | Camunda Contribution of $2,000 for individuals/$4,000 for families annually* | 866-346-5800 | https://my.healthequity.com/ |
| Health Reimbursement Arrangement (HRA) | Health Equity | 5569006 | Employee | Varied | Contribution of $1,750 for individuals/$3,500 for families | 866-346-5800 | https://my.healthequity.com/ |
| Employee Assistance Program (EAP) | ComPsych | N/A | N/A | N/A | Web ID: EAPEssential | 800-460-4374 | http://guidanceresources.com/ |
| 401(k) | Guideline | N/A | Employee | Varied | 100% up to 6% employer match | 888-344-5188 | https://www.guideline.com/ |
| Payroll | Gusto | N/A | N/A | N/A | Semi-Monthly (15th/Last day of the month) | N/A | https://app.gusto.com/login |
| Benefit Elections/Changes | Employee Navigator | Camunda | N/A | N/A | Enrollments, Life Events & View Current Elections | N/A | https://www.employeenavigator.com/benefits/Account/Login |
*prorated based on date of hire
Useful Documents
PPO HRA 2000 Summary of Benefits (Detailed)
PPO HRA 2000 Summary of Benefits (Limited)
PPO HSA 3000 Summary of Benefits (Detailed)
PPO HSA 3000 Summary of Benefits (Limited)
Blue Cross Blue Shield Benefits
Blue Cross Blue Shields: Reproductive Health Travel Benefit
Employee Navigator Enrollment Guide
VSP TruHearing Hearing Aid Discount
Online Will Preparation- SunLife
Illinois Essential Health Benefit Listing
ID Cards
Most ID cards take 10-15 business days after enrollment to arrive. If you do not receive an ID card, please reach out to Emily Harris for assistance.
For those benefits that do not provide ID cards, your provider (doctor) will be able to look up your coverage via your SSN.
| Benefit Type | Provider | Member ID | Physical ID Card | Mobile App | Online Account Registration | Website |
|---|---|---|---|---|---|---|
| Medical- Preferred Blue® PPO $2000 Deductible | Blue Cross Blue Shield | Auto Generated | Yes | Yes | Yes | www.bluecrossma.org |
| Medical- Preferred Blue® PPO Saver $3000 | Blue Cross Blue Shield | Auto Generated | Yes | Yes | Yes | www.bluecrossma.org |
| Dental | MetLife | SSN | No | Yes | Yes | https://www.metlife.com/insurance/dental-insurance/ |
| Vision | VSP | SSN | No | Yes | Yes | https://www.vsp.com/ |
| Flexible Spending Account (FSA) | Health Equity | SSN | Yes | Yes | Yes | https://my.healthequity.com/ |
| Dependent Care Account (DCRA) | Health Equity | SSN | No | Yes | Yes | https://my.healthequity.com/ |
| Health Savings Account (HSA) | Health Equity | SSN | Yes | Yes | Yes | https://my.healthequity.com/ |
| Health Reimbursement Arrangement (HRA) | Health Equity | SSN | No | Yes | Yes | https://my.healthequity.com/ |
You are not required to create an online account with any of our providers, however we do find them to be beneficial. You can view claims, find providers, submit claims, view balances, and much more.
TouchCare
TouchCare equips you with a personal health assistance, that is available to provide free, confidential assistance on your healthcare choices.
Your personal health assistance can help with: benefit navigation, bill negotiation, cost comparison, provider search, RxCare, ancillary benefits, and more!
You can reach your Health Assistance by calling (866) 486-8242 anytime Monday –Friday from 8am –9pm EST.
You can also visit the TouchCare member portal or emailing assist@touchare.com
Express Scripts®
BCBS uses Express Scripts® for their online mail-order prescription platform. Additional information can be found in your BCBS Member portal, under "My Medications" → "Express Scripts®".
BCBC Reproductive Health Travel Benefit
Given the impact and implications of the US Supreme Court overturning Roe v. Wade, BCBS has taken steps to support its members, especially those who no longer have access to abortion services in their state of residence. BCBS has developed a travel benefit for Camunda to offer to our employees who need to travel to obtain access to surgical or medication-assisted abortion services. These services will be retroactive to July 1, 2022.
Camunda employees are eligible for an Annual Benefit Maximum of $5,000. Please note that employees must satisfy the plan deductible before this benefit takes effect. See below for additional information about the Reproductive Health Travel Benefit.
Category | Proposed Benefit |
|---|---|
| Eligibility | • Member must have the Voluntary Termination of Pregnancy medical and/or Pharmacy benefit • Travel benefit will be available to members obtaining either surgical or medication-assisted voluntary termination of pregnancy (abortion) services • Members must need to travel at least 100+ miles from their home to obtain care • Member attestation process will be leveraged |
| Travel | • Travel is reimbursed between the patient’s home and the location for which member receives the covered care for round trip (air, train, bus, taxi/ride sharing services, or car rental) transportation cost • Mileage reimbursement will be based on the current IRS medical mileage reimbursement ($0.22 per mile for 2022); Tolls and parking are also reimbursable expenses • Airfare is limited to commercially scheduled, coach class tickets and does not count to daily travel maximum, if one is established by the employer, but does apply to benefit maximum • Member attestation process will be leveraged |
| Lodging | Lodging is limited to $50 per person per night* (up to $100, if a companion travels) |
| Meals | Not covered, per IRS guidelines |
| Companion(s) | Benefits are provided if a companion is needed to accompany the member due to medical necessity or safety (limited to 1 companion) |
| Non-Covered Expense, per IRS guidelines | • Meals • Alcohol/tobacco • Entertainment / Souvenirs • Expenses for persons other than the patient and his/her covered companion • Lodging in any location other than a hotel or motel Personal care items (e.g., shampoo, deodorant, toothbrush etc.) • Telephone calls • Taxes • Tips/Gratuity • Childcare Expenses • Lost Wages |
At-Home COVID Test Coverage
We anticipate additional updates to this process in the coming weeks and will be sure to pass them along
Updated January 14, 2022
Blue Cross Blue Shield of Massachusetts is covering the costs of FDA-authorized, rapid, at-home COVID tests for commercial members for the duration of the federal public health emergency, in accordance with the federal government’s new guidance, effective Jan. 15, 2022.
In line with the guidance, we will cover up to eight self-administered at-home COVID tests per commercial member per month for personal, diagnostic use, without cost-share and without any need for prior clinical assessment. The coverage is not retroactive and will not apply to any test kit purchases made prior to Jan. 15.
Starting Jan. 15, eligible members can download this form, print it out and mail or email it to the addresses listed on the form. Members should save copies of their receipts, which may be requested at a later time.
Blue Cross is creating a national preferred pharmacy network that will initially include over 20,000 retail pharmacies. In the near future, when the network is up and running, Blue Cross members will be able to go to a preferred pharmacy, such as CVS or Walmart, and obtain certain authorized tests for $0. For members who buy different tests or tests outside this preferred pharmacy network, Blue Cross will reimburse up to $12 per test ($24 for a box of two).
Temporarily, until the network of preferred retail pharmacies is active, Blue Cross will reimburse for the full cost of any FDA-authorized, self-administered test bought at any retailer that typically sells COVID tests.
We will provide more information via our website in coming days. In the meantime, if you purchase an at-home test kit on or after Jan. 15, please save copies of your receipts, download the above form and submit it, or make a claim online via our new system next month.
Blue Cross continues to cover FDA-authorized COVID diagnostic tests, such as PCR tests, with no cost share for any member when ordered or administered by a health care provider following an individualized clinical assessment. This applies to all commercial and Medicare members.
The health of our members is our priority, as always. We are working to implement this new coverage for over the counter at-home COVID tests as quickly and simply as possible. We expect our processes to continue to evolve. We will keep our members informed as we progress.
Additional Information
Link to below announcement: At home Covid test coverage | Blue Cross Blue Shield of Massachusetts (bluecrossma.org)
Link to BCBS Coronavirus Resource Center: Coronavirus Resource Center | Blue Cross Blue Shield of Massachusetts (bluecrossma.org)
Link to BCBS Reimbursement form: COVID-19 at-home test reimbursement (bluecrossma.com)
401(k) Employee Retirement Plan
Camunda Inc employees are eligible to participate in the 401(k) retirement plan. Camunda matches 100% of employee contributions up to the first 6% of pay and offers both Traditional and Roth 401(k) plan types.
Employees become eligible to participate on their date of hire. All employees are auto-enrolled into the plan at a deferral rate of 2% of total compensation for the traditional 401(k) plan. Employees may choose to opt out of the auto-enrollment to receive a refund within 90 days.
Employees will receive an automated email with instructions for enrolling or declining.
Our plan is managed by Guideline: https://www.guideline.com